Fixed-term High-yield Account
Steady return on a single deposit.The fixed interest rate on the account guarantees a steady and safe return on your savings
The interest rate on the Fixed-term High-yield Account remains the same throughout the deposit period. So, you'll know exactly how much interest you will earn on your savings.
You can get higher interest by choosing a longer deposit period
Put your savings to work easily for a deposit period that suits your needs. You can choose a deposit period between one month and one year.
As an OP cooperative bank owner-customer, your savings will earn you OP bonuses
Owner-customers earn OP bonuses on their savings in the account. The bonuses will be used to cover charges and fees for banking and insurance services. As an owner-customer, you will get 40% more OP bonuses than normal in 2024.
What is a Fixed-term High-yield Account?
The Fixed-term High-yield Account is an easy account with steady returns for saving in the short term. Save the amount of your choice into the account and choose a deposit period suitable to you. Your savings will earn fixed interest throughout the deposit period.
Choose the amount deposited into the account and the deposit period so that and you can easily keep your savings in the account until the end of the deposit period and you don't need to use them before the end of the deposit period.
This is how to save in the Fixed-term High-yield Account
- Deposit 500–100,000 euros into the account when you open the account. If you wish to deposit a larger amount, please book an appointment with your own OP cooperative bank.
- Choose 1–12 months as the deposit period for the account.
- When you open the account, you'll see the fixed deposit interest rate on your account.
- When the deposit period ends, you'll get the amount of your deposit, and you'll be paid accrued interest income.
The account is provided by OP cooperative bank.