Growth Return Account
A savings account for flexible savingInterest rate for the Growth Return Account up to over 3 %
The Growth Return Account opened at the current interest rate level carries an interest rate of around 3.0 per cent when 10,000–49,999 euros have been deposited into the account. The interest rate can rise to as high as 3.4 per cent if you deposit over 50,000 euros into the account.
Read more about how the interest rate is determined under “Deposit interest rate" and open a Growth Return Account today.
A flexible account for saving and depositing funds
You can use the account to save regularly and make single deposits any time. You can also use the savings on the savings account easily whenever the need arises.
The more you save in the savings account, the higher the interest rate
We pay interest on the savings you have in your Growth Return Account. The deposit interest rate is determined by the amount saved in the account and the interest step reached on the basis of it.
As an OP cooperative bank owner-customer, your savings will earn you OP bonuses
Owner-customers earn OP bonuses on their savings in the account. The bonuses are used to cover banking and insurance service charges and fees. As an owner-customer, you will get 30% more OP bonuses during 2023. In 2024, OP bonuses will be even more generous – 40% more than normal.
What is the Growth Return Account, and who is it for?
Growth Return Account is a flexible savings account for continuous saving. Saving into the account is easy because you can save regularly and make single deposits whenever it suits you. Saving is also profitable because interest is paid on the funds in your account. You can start saving with a small amount as well.
If you value stable and secure depositing and want your savings to be easily available, this account is for you. You can withdraw money from the account free of charge four times a year, and the funds in the account are covered by deposit guarantee. The maximum deposit in this account is 300,000 euros.
What is the interest rate on the account?
Growth Return Account has three interest steps. The interest rate is determined by the amount saved in the account and the interest step reached on the basis of it. In other words, the more you save in the account, the higher the account's deposit interest rate. Read more about the determination of interest under "Deposit interest rate".
The account is provided by OP cooperative bank.