Funds
Investing and saving in mutual funds is easy. By investing and saving in mutual funds, you can achieve your goals.
All funds
Mutual funds form an easy and convenient way of saving and investing. You can find all our funds here. Learn more and start investing in a mutual fund.
Easy fund investing with Saver's funds
Mutual funds are a good savings vehicle. With the easy Saver’s funds, you can start investing with ease. Learn more about the funds and start investing already today!
Investing in index funds
Index funds are suited for almost everybody’s investment portfolio. With index funds, you can cost-effectively diversify in equity markets globally.
Emerging markets funds
Emerging markets funds offer high return potential on your investments. These funds invest their assets in strongly growing markets.
OP-Palvelukiinteistöt
OP:n kiinteistörahasto on sinulle, joka haluat sijoittaa suomalaisille tärkeisiin palveluihin. Tutustu OP-Palvelukiinteistöön!
OP-Vuokratuotto
Asuntorahasto on helppo tapa sijoittaa asuntoihin, toimitiloihin ja niiden rakentamiseen. Tutustu OP-Vuokratuotto-asuntorahastoon!
OP-Metsänomistaja
Metsärahastot ovat helppo tapa sijoittaa metsään. OP:n metsärahasto on rahasto, jonne voit sijoittaa pienemmänkin summan. Tutustu!
OP's fund publications
Fund publications provide additional information on funds and investing in funds. You can also find key financial reporting indicators and market information.
An owner-customer can buy and sell mutual funds with no charges
As our owner-customer, you can buy, sell and switch the majority of our funds’ units with no separate charges. Learn more about our funds and start investing already today.
Socially responsible investment products
Products of socially responsible investing, or sustainable investing, provide investors with a way to have a social impact through their investment. Learn more about our products and choose the one that suits you best!
Better return on your assets
As a mutual fund investor, you can easily become involved in equity markets to seek higher returns. Take a closer look at our mutual fund investment options and start investing.
Save 5% of your income
Calculate how much would 5 per cent of your regular income be and save up the amount every month automatically be investing in a fund. Take the following steps and start investing in a mutual fund!
Equity funds and investing in equity funds
Equity funds are good for long-term investing. Read more about OP’s extensive selection of equity funds and investing in equity funds.
How to buy funds
Buy funds easily on OP-mobile in English and on op.fi in Finnish or Swedish. Read how you can make a one-time subscription or start monthly investing.
Equities and ETF
Equities generate the best returns in the long term. We provide equity investors with the best service, products and tools for equity investments.
Book-entry account and investment service package
Open a book-entry account and investment service package now and start investing with OP. As our owner-customer, you can earn value-for-money OP bonuses on your investments.
Equity trading on OP-mobile
You investments, real-time market information and trading are always available to you on OP-mobile. Use with your mobile or tablet.
Smart Order Routing
You can easily buy and sell stocks through our electronic equity service. It is possible for you to get the best price and liquidity for your equity trades.
Equity Investment
Starting to invest in stocks pays off as they are the most profitable investment option in the long term. Read these pointers before starting to invest in stocks.
Custody services
Custody services help in tracking your investments and give you an overview of your investments. Open an equity investor's service package and start investing in equities.
Equity Services
In focus: equity investment
Warrantit
Warrantit ovat pankkiiriliikkeen tai investointipankin liikkeeseenlaskemia arvopaperistettuja johdannaisia, joilla käydään osakkeiden tavoin kauppaa pörssissä. Osta warrantit OP:sta.
Benefits for members of the Finnish Shareholders Association
Investment savings account
Through the equity savings account, you can directly invest in equities. OP will introduce the equity savings account to its customers in 2020.
ETF
ETF investing is increasingly popular. Take a look at OP’s ETFs and start ETF investing now.
Bonds (available in Finnish and Swedish)
There is a little something for everyone in our structured product family. Through structured products, you can invest in various underlying assets and reference companies in a versatile way.
Savings bonds
A savings solution with reasonable yield.
Investment bonds
Return from investments with a limited risk. The investment bond is a safer option than, for example, equity investment.
Corporate fixed income bonds
Corporate fixed income securities constitute savings and investment solution in case you want to accept more risk than by investing in bonds. Learn more about the product.
Bid and ask prices
Follow the bid and ask prices of OP’s structured products.
Basic information and monitoring
Basic information and monitoring: structured bonds issued by OP Corporate Bank.
Prospectus and bond terms
Bond terms and other appendices can be found here.
Notifications related to structured bonds
We notify of any changes in structured bonds on this page. Read more!
Cancellation right
OP updates and supplements its bond programme every now and then. Here you can find information on the right to cancel related subscriptions.
SijoitusPlus
SijoitusPlus is a good solution for you if you want slightly higher returns and can take a limited amount of risk.
Services for Forest Owners
We can offer forest owners a diverse range of services, for example, for forest estate agency, forest financing, insuring forest estates and investing timber sale income.
Investing income from timber sales
Invest money from timber sales and make it grow. From OP, you can find an extensive range of investment vehicles for your income from timber sales.
OP Forest tells the value of your forest
Your forest prospers and grows, but how much is it worth? OP Forest service tells you the value of your forest, felling possibilities and the costs of forest management.
Best price for a forest estate
When an expert is there to help you, selling a forest estate is easy. An OP-Kiinteistökeskus expert can take charge of selling your forest for you.
Finance for forest estate purchase
Finance the purchase of a forest estate with a loan either in part or in full. The forest estate is also eligible as collateral for your loan. We will customise the loan to your needs.
Legal services for forest owners
Owning a forest involves a lot of legal matters which the forest owner should know. Contact our Legal Services.
Insure your forest the right way
Insuring a forest is vital because forest insurance provides cover in most incidents. Learn more and buy forest policy here!
Timber sales financing
Would you like to receive your timber sale proceeds into your account quickly? Together with UPM we can offer payment of such proceeds into your account within a few days.
OP Private for forest owners
As forest owner, you receive personalised wealth management from OP Private. You own asset manager is also your forest expert who knows the needs of a forest owner.
Saving through insurance
You can find in our savings products through insurance suitable savings solutions for your child or for your retirement age. Start saving through insurance!
Investment prices
Our unit-linked insurance contains an extensive and diverse range of instruments. Take a look at our range of vehicles under saving through insurance.
OP Unit-linked Insurance
OP Unit-linked Insurance is an endowment insurance which is an ideal long-term investment. Switching between investment vehicles within the insurance is easy and inexpensive.
Principle of equity and additional bonuses
Read how the law obliged a life insurance company to act with respect to the principle of equity and additional bonuses.
Get your saving-through-insurance mail in electronic format
Saving-through-insurance mail in electronic format.
Pension insurance
What should I do as I approach retirement age? See our instructions and let us know whether you want to withdraw your pension insurance or defer the withdrawal.
Savings accounts
You can choose a savings account for a short or longer term from among our range of accounts. The most important thing in saving is to start it. Take a look at our account.
Growth Return Account
Your extra funds are safe in the Growth Return Account.
Fixed-term High-yield Account
A stable, easy and risk-free deposit option.
Group Interest Account
A collective account where you can contribute to returns.
OP Private
Yksilölliset ja kattavat Private Banking -palvelut OP:lta. Tutustu Suomen kattavimpaan Private Banking -verkostoon.
Private in OP-mobile
You can manage your wealth anywhere, irrespective of time and place. OP Private services are available to you on OP-mobile too.
Asset management in the OP Private service
OP Private offers personalised wealth management for the best of you and your loved ones.
Prices and markets
See the market situation in Finland and abroad.
Share issues
Here you can find share issues or other capital market transactions arranged by OP Financial Group. Subscribe.
Profit Share
When you subscribe for Profit Shares, you contribute capital to your own OP cooperative bank. Subscribe for Profit Shares.
OP Investment Service
OP Investment Service provides you with a convenient and comprehensive investment solution for managing your investment assets. You get personal service through a contact person.
Legal services
Investing involves a lot of legal matters which the investor should know. Our legal services provide you with Finland’s most extensive network of lawyers.
OP Investment Partner
Investing is simple and easy when you do not have to do it single-handed. OP Investment Partner provides you with the opportunity to achieve your goals.
OP Asset Management
Professional asset management services across all asset classes for institutions and Wealth Management clients
Saving
By saving money on a regular basis for your golden years, child or yourself, you can make your dreams come true. Read about tips for saving money.
Why to start saving – This is how you get started
Whether your goal is big or small, it always pays to save. You can get started even with a small amount of money – making the decision to start saving is the key.
Start investing in mutual funds for your child
Saving for a child is a valuable gift for the future. See tips on mutual fund investing for your child.
Freedom of choice through pension savings
It pays to start saving for retirement in good time. Read more about OP’s options for saving for retirement and choose the one that suits you best!
Save for your godchild or grandchild as a gift
Mutual funds offer a good and lucrative way to invest regularly a few tens of euros for a child, grandchild or godchild. Saving begins with small steps.
Five reasons why it pays to invest in mutual funds
Instead of keeping money in a zero-interest account, it pays to invest in instruments with higher expected return. Read five reasons why it pays to invest in mutual funds.
Investment advisory services
Contact OP’s investment advisors for expert advice in questions relating to saving and investment and for help in making a plan for building wealth – read more!
Index investing
Index investing is an inexpensive and simple way to save and invest. Learn about various types of index investing and how to get started at OP.
Property investment
Property investment, real estate and residential property funds suit those who look for stable returns and convenience in investment – read more about property investment!
Technical analysis tool
If you are interested in technical analysis, the analysis tool assists in making investment decisions and timing your transactions.
Market information
See real-time prices and news and keep up with what’s happening in the market. This is how you know what is going on in equity markets. Enable the service!
Online Equity Research service
Equity research is included in the basic services of equity investors. It analyses and gives target prices and recommendations for nearly 90 Finnish listed companies.
Savings calculator
The savings calculator is a savings return calculator that helps you assess the best investment vehicle for your savings. How much could you put aside money per month? How much return are you seeking? Discover what options savers like you favour.
Fund calculator
The fund calculator is part of the savings calculator on the op.fi service. You can use the calculator to easily calculate expected return on investments.
The savings calculator helps you compare how much you could save through investing.
Fixed-income and FX research
Analyses of the economic and market outlook from the point of view of interest rates, currencies and corporate bonds.
Investor profile
Your investor profile helps you to understand the level of return you expect to earn on your funds and how much risk you are prepared to take. It reveals the kind of saver or investor you are.
Filing a complaint or an appeal in banking, wealth management services and real estate agency services
Please contact first your own OP cooperative bank or another OP's service provider that served you. If no settlement can be reached, you can contact a customer ombudsman.
Information for Investors news-sheets
The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.
Best Execution at OP Financial Group
Best Execution Policy
Effect of costs on investment return document
OP acting as a Systematic Internaliser
Report on returns and costs of investment products and services
OP Corporate Bank Plc policy for foreign exchange trading and the execution of foreign exchange orders
This page describes the policies that OP Corporate Bank Plc undertakes to follow in foreign exchange trading and the execution of foreign exchange orders. The policies are based on the global principles of good practice in foreign exchange trading, the FX Global Code.
The statement of fees
The statement of fees shows the service fees for the preceding year. Customers receive a statement of fees in line with the EU Payment Accounts Directive annually.