Accessibility statement for the Payments service and Reference calculator

This is an accessibility statement for the Payments service and Reference calculator for corporate customers at op.fi. These services are part of op.fi, which is the website for OP Financial Group companies.

The accessibility of the Payments service and Reference calculator has been assessed by accessibility experts working for OP Financial Group on a project basis and by means of self-assessment of web accessibility.

The following systems have been used in the self-assessments:

  • Accessibility on desktop computers has been tested using the Chrome web browser and NVDA screen reader software.
  • Accessibility on mobile devices has been tested using Apple devices, the Safari web browser (touch gestures).
  • Accessibility of the Reference calculator has been tested using the Firefox and Safari web browsers. Chrome and IE browsers were also used to check certain details. The WebAIM WAVE browser extension was used to check conformance with criteria. Screen reader software were tested on MacOS using the VoiceOver screen reader and on Windows using the NDVA screen reader.

Provisions on accessibility requirements are specified in the Act on the Provision of Digital Services.

This accessibility statement was created on 11 December 2020 and is last updated on 30 April 2024.  

Accessibility status of the digital service

The Payments Service and Reference Calculator do not conform to requirements. Please see below for a list of non-conformities and exceptions applicable to the requirements.

Inaccessible content in the service

Accessibility issues in the Payments Service include the visible keyboard focus being missing from many elements. This means that the user is not always able to see the position of keyboard focus, and feedback and error messages are inaccessible using a screen reader without moving focus. The service contains sections that cannot be accessed by keyboard users using the tab key. Selection buttons, checkboxes and other interrelated controls are not connected with one another, making them difficult to understand and use with a screen reader. In accordion elements, focus moves automatically to the first available object in the element. In some forms, the tabulator order is unclear and the user may fail to notice skipped content. The table that lists selected payments lacks a descriptive heading. While sighted users can deduce the table’s purpose by looking at its contents, the purpose remains partially unclear for screen reader users. Notifications and warnings are grouped visually into boxes, but the contents of the various messages are not stated in the text or programmatically determined. The number of unapproved payments is presented as only an isolated number, making it potentially difficult to understand for screen reader users. The dialogue box for the payment template includes the option to filter templates. Writing in the text field updates the contents of the table below, but this is not indicated to screen reader users. There are issues in the contrast between the application’s text and the background. These issues are listed in more detail below.

WCAG 1.1.1 Non-text Content 

WCAG 1.3.1 Info and Relationships 

WCAG 1.3.2 Meaningful Sequence

WCAG 1.3.3 Sensory Characteristics 

WCAG 2.1.1 Keyboard

WCAG 2.4.3 Focus Order 

WCAG 2.4.7 Focus Visible

WCAG 3.3.2 Labels or Instructions

WCAG 4.1.1 Parsing

WCAG 4.1.2 Name, Role, Value

WCAG 4.1.3 Status Messages

Accessibility issues in the Reference calculator include problems with keyboard use and tabulator order as well as in error messages and info texts. These issues are listed in more detail below.

Non-accessible content and issues

WCAG 1.1.1 Non-text Content

WCAG 1.3.1 Info and Relationships

WCAG 1.4.3 Contrast (minimum)

WCAG 1.4.11 Non-text Contrast

WCAG 1.4.13 Content on Hover or Focus

WCAG 2.4.3 Focus Order

WCAG 2.4.7 Focus Visible 

WCAG 3.3.1 Error Identification

WCAG 3.3.3 Error Suggestion

WCAG 4.1.3 Status Messages

Content which is inaccessible on the basis of disproportionate burden

The application for the Payments service and Reference Calculator are planned for redesign in 2024. For this reason, accessibility changes will not be made for the current application, and any accessibility issues will be corrected when the application is redesigned. The corrections will be carried out 2024.

File transfer service

Inaccessible content in the service
Due to the lack of a file to send, only the inactive Continue button works. The user does not get a textual explanation as to why they cannot proceed. There is some confusion on the service regarding which elements are links and which are buttons, which makes it difficult to understand the logic of the service.These issues are listed in more detail below.

  • WCAG 3.3.1 Error Identification
  • WCAG 4.1.2 Name, Role, Value

Accessibility feedback

Did you find accessibility issues in our digital services? If you didn’t find an answer in our accessibility statement, please send us feedback.

Can’t you log into the service or is there any other technical problem in our services?

Feedback and processing of personal data

If you haven’t logged in and you don’t enter your contact details, your feedback will be anonymous. A non-logged-in customer may provide their name and email address or phone number if they request us to contact them. We will store information about logged-in customers in our feedback system, including the name and personal identity code of the customer or company representative and the name of the OP cooperative bank whose customer the person providing feedback is. For corporate customers, we also store the company’s name and business ID. If a logged-in customer requests us to contact them, we will also store their phone number or email address. Other details that we will store in our feedback system include the customer’s feedback and the details provided by the customer about the auxiliary program or device they are using.

We will use the stored personal data only in feedback processing, to improve customer experience and OP Financial Group’s services. The personal data is processed in OP Financial Group financial institutions’ customer data files.

Regulatory authority

If the website has accessibility issues that are not addressed in the accessibility statement, please send us feedback from the link above. If you give your contact information on the feedback form, we are required by law to respond to you within 14 days.  

If you are dissatisfied with our reply or if we don’t reply to your feedback at all, you can contact the supervisory authority, the Regional State Administrative Agency for Southern Finland. 

Contact information of the regulator

Regional State Administrative Agency for Southern Finland

Accessibility Control Unit
saavutettavuus@avi.fi
Tel. (switchboard) 0295 016 000