Corporate loanFinancing for companies of all sizes, start-ups included
Apply for a loan easily online
Choose the best form of financing for your company
Take advantage of our experts’ advice and avoid risks
Our experts view your business as a whole and manage financing related risks too.Apply for a corporate loan
To apply for a loan:
Enter your company’s basic details in the form. We will contact you within two business days.
Fill in and send the form online
We will contact you as soon as possible
We will discuss the best solution with you and calculate the loan’s pricing
You will get a loan decision, but this does not bind you to take out the loan
- latest official financial statements and an accounting run of the current financial year if more than six months have passed since the last financial statements,
- plan for the use of funding,
- recent financial statements that show past financial years as well.
Price and payment term to suit your needs
After you have submitted the loan application, you will receive personal service from a local OP cooperative bank expert by phone, online or in a personal appointment. We will tailor a corporate loan that fits your company’s situation and needs, including a suitable loan term and instalments.
Our experts will also assist in preparing for risks in order for your business operations to stand on a firm foundation under changing circumstances. It is worthwhile to prepare early, for example, for rising interest rates and risks associated with loan servicing capacity, such as a key employee’s illness.
Loan cost and collateral
As the main rule, a collateral security or a guarantee is required for extending a loan.
The corporate loan cost consists of the interest rate for the principal and loan management and drawdown fees. The interest rate comprises an agreed reference interest rate and markup. The markup depends, for example, on your company's future prospects and repayment capacity as well as the loan term and collateral. The loan may also carry a fixed rate.
The corporate loan is granted by an OP cooperative bank or OP Corporate Bank plc.