OP Finance Lease
With the finance lease, you will pay for using a car not for ownershipCompany lease car
OP Finance Lease is an easy way to get a car without other required collateral.
Predictable costs for car use
The costs of a lease car are divided equally by month.
Unlimited kilometres
The driving kilometres are not limited and your company can benefit from the car's value when the agreement expires.
Pay only for use
OP Finance Lease is ideal for companies which want to answer for the maintenance of the lease car and do not care for limited driving kilometres. The lease term is between 24 and 60 months and the fixed lease payment is invoiced every month. At the expiry of the lease term, the customer will find a buyer of the car or agree on extending the lease. In case the car's selling price is higher than the agreed residual value, the difference will be refunded to the customer or, in the contrary case, the customer will pay OP for the difference.
Choose a lease car suitable for your company
You can conclude an OP Finance Lease agreement at any car dealer anywhere in Finland. Just pick the lease car of your choice from the extensive range of makes available at car dealers. To have the OP Finance Lease agreement, ask about it at the car dealer. See car dealer contact information at the bottom of the page.
How would you like to have your monthly lease payment?
Your monthly lease payment can flexibly be adjusted in terms of:
- lease term
- residual value
- the amount of the first lease payment
The amount of the payments of the lease car can be optimise, for example, by paying a larger first payment or selecting a lease car with a longer lease term. This is how the monthly lease payments can easily planned and predicted.
Motor vehicle insurance in the same bill
For OP Finance Lease, if you like you can also include Company Vehicle Cover in the same bill as motor liability insurance and comprehensive vehicle insurance. Company Vehicle Cover is an affordable total service for passenger cars and vans with a maximum purchase price of 60,000 euros. The insurance is linked to the lease agreement. Fixed insurance premiums will be invoiced in connection with lease payments (77 € per month)
Company Vehicle Cover consists of the following policies:
- Motor liability insurance (without no-claims bonuses)
- Comprehensive motor vehicle insurance (without no-claims bonuses), including:
- collision, deer and elk accident, fire, theft and vandalism insurance
- emergency road service insurance
- legal expenses insurance
- glass insurance
- financial insurance
