Compare cards
Compare the features of OP's cards and find a card that best suits your needs.
Combination cards – debit and credit card in one
Pay from your bank account or credit.
credit / debit
OP Classic
Owner-customer’s daily services package with OP Classic
€3.95 per month
Charge for others €8.45 per month
FEATURES
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Credit limit
€2,000 - 20,000
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Purchase Protection Insurance
Purchase Protection Insurance in accordance with the Consumer Protection Act
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Product Protection Insurance
180 days for owner-customers
credit / debit
OP Gold
Owner-customer’s daily services package with OP Gold
€8 per month
Charge for others €13.25 per month
FEATURES
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Credit limit
2 000 - 20 000 €
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Purchase Protection Insurance
Purchase Protection Insurance in accordance with the Consumer Protection Act
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Product Protection Insurance
365 days for owner-customers
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Travel Insurance
Yes
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Additional services for travelling
Two free visits per year to an airport lounge, rental car insurance and emergency cash advance.
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Event ticket insurance
Max. €1,000 per month
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Own customer service
24/7
credit / debit
OP Platinum
Owner-customer's daily services package with OP Platinum
€53 per month
Charge for others €55.50 per month
FEATURES
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Credit limit
€2,000 – 20,000
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Purchase Protection Insurance
Purchase Protection Insurance in accordance with the Consumer Protection Act
-
Product Protection Insurance
365 days for owner-customers
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Travel Insurance
Yes, comprehensive
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Additional services for travelling
Unlimited visits to airport lounges, rental car insurance, emergency cash advance and emergency assistance services.
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Event ticket insurance
Max. €3,000 per month
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Data and Identity Theft Protection
Security for identity theft and online transactions
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Own customer service
24/7
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Selected benefits
Travel, food and drink, shopping, wellbeing, culture and sports benefits.
Debit cards – smooth payments for everybody
You pay directly from your bank account.
debit
OP Debit
Owner-customer's daily services package with OP Debit
€3.95 per month
Charge for others €8.25 per month
FEATURES
-
Age / suitability
For those aged over 15
debit
OP Basic
Owner-customer’s daily services package with OP Basic
€3.95 per month
Charge for others €8.25 per month
FEATURES
-
Age / suitability
For those aged over 7
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Balance check
Yes
Credit cards – flexibility for your finances
A smart option as a second card.
credit
OP Duo
OP Duo as part of the daily services package for owner-customers
€2 per month
For other customers €4 per month.
FEATURES
-
Credit limit
2 000 - 20 000 €
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Purchase Protection Insurance
Purchase Protection Insurance in accordance with the Consumer Protection Act
-
Product Protection Insurance
365 days for owner-customers
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Best Price Protection
Best Price Protection ensures that you won’t pay too much for your purchases.
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Identity Theft Protection support
Identity Theft Protection will help if your details fall into the wrong hands.
credit
K-Plussa Maksuaika
Charge €0 per month
FEATURES
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Credit limit
1 000 - 10 000 €
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Purchase Protection Insurance
Purchase Protection Insurance in accordance with the Consumer Protection Act
-
Product Protection Insurance
365 days for owner-customers
Features found in OP cards
BASIC FEATURES
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Mobile payment
Apple Pay, Google Pay, Samsung Pay, Garmin Pay
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K-Plussa
Yes, can be linked
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Contactless payment
Yes