Compare cards

Compare the features of OP's cards and find a card that best suits your needs.

topical
price benefit

Use your owner-customer benefits

As an OP cooperative bank owner-customer, you get daily banking services without monthly charges until the end of 2025. The benefit also applies to the OP Gold card. The normal price of the card is €8/month for owner-customers and €13.25/month for other customers.

Combination cards – debit and credit card in one

Pay from your bank account or credit.

credit / debit

OP Classic

Owner-customer’s daily services package with OP Classic

€3.95 per month

Charge for others €8.45 per month

FEATURES

  • Credit limit

    €2,000 - 20,000

  • Purchase Protection Insurance

    Purchase Protection Insurance in accordance with the Consumer Protection Act

  • Product Protection Insurance

    180 days for owner-customers

credit / debit

OP Gold

Most popular

Owner-customer’s daily services package with OP Gold

€8 per month

Charge for others €13.25 per month

FEATURES

  • Credit limit

    2 000 - 20 000 €

  • Purchase Protection Insurance

    Purchase Protection Insurance in accordance with the Consumer Protection Act

  • Product Protection Insurance

    365 days for owner-customers

  • Travel Insurance

    Yes

  • Additional services for travelling

    Two free visits per year to an airport lounge, rental car insurance and emergency cash advance.

  • Event ticket insurance

    Max. €1,000 per month

  • Own customer service

    24/7

credit / debit

OP Platinum

Owner-customer's daily services package with OP Platinum

€53 per month

Charge for others €55.50 per month

FEATURES

  • Credit limit

    €2,000 – 20,000

  • Purchase Protection Insurance

    Purchase Protection Insurance in accordance with the Consumer Protection Act

  • Product Protection Insurance

    365 days for owner-customers

  • Travel Insurance

    Yes, comprehensive

  • Additional services for travelling

    Unlimited visits to airport lounges, rental car insurance, emergency cash advance and emergency assistance services.

  • Event ticket insurance

    Max. €3,000 per month

  • Data and Identity Theft Protection

    Security for identity theft and online transactions

  • Own customer service

    24/7

  • Selected benefits

    Travel, food and drink, shopping, wellbeing, culture and sports benefits.

Debit cards – smooth payments for everybody

You pay directly from your bank account.

debit

OP Debit

Owner-customer's daily services package with OP Debit

€3.95 per month

Charge for others €8.25 per month

FEATURES

  • Age / suitability

    For those aged over 15

debit

OP Basic

Owner-customer’s daily services package with OP Basic

€3.95 per month

Charge for others €8.25 per month

FEATURES

  • Age / suitability

    For those aged over 7

  • Balance check

    Yes

Credit cards – flexibility for your finances

A smart option as a second card.

credit

OP Duo

OP Duo as part of the daily services package for owner-customers

€2 per month

For other customers €4 per month.

FEATURES

  • Credit limit

    2 000 - 20 000 €

  • Purchase Protection Insurance

    Purchase Protection Insurance in accordance with the Consumer Protection Act

  • Product Protection Insurance

    365 days for owner-customers

  • Best Price Protection

    Best Price Protection ensures that you won’t pay too much for your purchases.

  • Identity Theft Protection support

    Identity Theft Protection will help if your details fall into the wrong hands.

credit

K-Plussa Maksuaika

Charge €0 per month

FEATURES

  • Credit limit

    1 000 - 10 000 €

  • Purchase Protection Insurance

    Purchase Protection Insurance in accordance with the Consumer Protection Act

  • Product Protection Insurance

    365 days for owner-customers

Features found in OP cards

BASIC FEATURES

  • Mobile payment

    Apple Pay, Google Pay, Samsung Pay, Garmin Pay

  • K-Plussa

    Yes, can be linked

  • Contactless payment

    Yes

Check out our card recommendation for you

The Card guide will help you find a suitable card. Simply answer a few questions and the Card guide will recommend a card that suits your needs.