Effect of costs on investment return document

With examples, this Effect of costs on investment return document illustrates charges and fees related to products and trading services that affect investment return, in view of the investment risk category. On the basis of this document, you receive extensive and transparent information on the cost structure of OP’s investment products. This document forms part of the list of service charges and fees, supplementing other information related to products and services provided by the bank on charges, fees and the commissions payable to third parties.

The latest versions of the documents are available on this page.

Detailed product-specific costs can be found in the Key Investor Information Document or Key Information Document of each product or the list of service charges and fees which you should always read before making any investment decisions.