OP-Conservative Fund

Invest in funds

 

The OP-Conservative fund is aimed at risk-averse investors and is well-suited as a first fund, for example. The fund invests in international bond and stock markets, with the majority of investments made in bonds, bringing stability to the portfolio.

The fund is actively managed by an experienced portfolio management team that continuously monitors the markets and makes all the investment decisions on your behalf. In its default allocation, approximately 80 per cent of investments are made in the bond market, with the remainder in stocks. Bonds provide stability when stock prices fluctuate, while stocks offer the potential to increase return expectations. The fund primarily invests through other funds, enabling broad international diversification.

Sustainability guides the fund's investment decisions. Because of this, companies categorized as harmful to the environment or society are excluded from investments. These can include producers of thermal coal and manufacturers of controversial weapons, among others. We also regularly screen the fund's investments to ensure compliance with international norms related to anti-corruption and taxation, for example.

Why invest in the OP-Conservative fund

  • A fitting choice for risk-averse investors looking to fund future purchases, for example
  • The fund's investment decisions consider the impact on the environment and society
  • You get a globally diversified and professionally composed portfolio, with a focus on stable bonds

OP-Conservative

+2,02 %

year

(2)

Risk class
3

morningstar™

ESG

The portfolio manager's review is available on the fund's Finnish pages.

Basic data, performance and fact figures

Basic data

Fund manager
Ville Pekkala
Benchmark index
Composite benchmark, see the fund Prospectus for details.
Start date
11.06.2009
ISIN
FI0008814702
fund serie
Accumulation unit
Fund size
672 Meur
Serie value (03.12.)
146,81 EUR
Monthly review
Download
Key Information Document
Download
Rules
Download
Sustainability data
Download
Prospectus
Download

Accumulated profit (03.12)

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Conservative A −0,29 % +2,39 % +3,86 % +2,02 % +4,69 % +1,49 %
Benchmark −0,31 % +2,27 % +3,40 % +3,14 % +6,01 % +2,13 %

Yearly performance

2020 2021 2022 2023 2024 YTD
OP-Conservative A +2,01 % +3,66 % −13,07 % +7,97 % +6,31 % +3,40 %
Benchmark +5,12 % +3,95 % −14,13 % +10,27 % +7,47 % +4,30 %

Key figures

Volatility 12 m vola 12m Sharpe 12 m Duration
OP-Conservative A 3,98 % - -
Benchmark index - - -

This is a marketing communication. OP Fund Management Company Ltd and OP Asset Management Ltd have prepared this material as background information. The information presented in the material is based on sources that the authors consider reliable. However, the authors cannot guarantee that the provided information or opinions are correct or complete. This material is not intended to provide, and cannot be regarded as, a comprehensive and complete description of the product and the risks involved. Although the material has been prepared with care, and the aim has been to ensure that all the presented information is accurate, the authors and their employees assume no responsibility for the content of the material, and no decisions or agreements should be made based on it.
This material does not include a binding offer or proposal to buy or subscribe for a fund unit, nor does the material or its content form a basis for any agreement or commitments.

OP Pohjola's mutual funds are managed by OP Fund Management Company Ltd, which is a fund management company and alternative investment fund manager licensed by the Finnish Financial Supervisory Authority. The portfolio manager of OP Pohola's mutual funds is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance does not predict future returns. The potential future performance is subject to taxation which depends on the personal situation of each investor and which may change in the future. If the mutual fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP Pohjola funds and other documents related to the mutual fund. Only make your investment decision after reading the mutual fund's Key Information Document, the funds prospectus, and the rules of the fund. These are available from your asset manager or at op.fi/all-funds. The main risks associated with mutual funds can be found in the Key Information Document, and a more detailed list of risks is presented in the funds prospectus. A summary of investors' rights can be found at op.fi/ops-fund-publications. These documents are available in Finnish, Swedish and English. Copying, publishing or distributing this material to a third party in full or in part is not permitted without written permission from OP. By accepting this material, you agree to follow the instructions and restrictions above.

This material is a translation. If there are any discrepancies between the translation and the original Finnish material, the Finnish material shall prevail.