Opening an account for a grandchild or godchild
You can open a current account as a present for, say, your grandchild or godchild by contacting our Customer Service. To do this, message us via OP’s digital services or chat, or call us. To make it smoother to open the account, we recommend that the child be a customer of OP already before opening the account. If the child is not OP’s customer, we will ask the guardians for the information necessary to open the account. We will contact the child’s guardians by letter or by message that they can read on OP-mobile or the op.fi service. To open an account, you will need the child’s personal ID code and name.
There is no gift tax when gifting no more than 138 euros per month or 4,999 euros every three years. When you give the gift to the child's account, there is no need to file a gift tax return form.
Opening an account for a young person with income
Does your child over the age of 15 want a personal current account for their own income? A young person who has turned 15 can open an account for their own income.