A low-cost alternative to larger loans
A bank loan is a suitable choice when you need financing of over 8,000 euros. The bank loan is a lower-cost option than unsecured loans.
Earn bonuses through your loan
As OP's customer you earn bonuses through your loan. You can use bonuses to pay, for example, your insurance premiums.
Apply for a loan online right away
You can apply for the bank loan directly online.
This is how you apply for a bank loan:
Fill in a loan application online
The application is not binding on you
You will receive a loan offer that suits your situation
For what purpose is the bank loan suitable?
The bank loan is a lower-cost financing option than consumer loans. The bank loan is a suitable choice when you need money worth over 8,000 euros and you have collateral for the loan, such as your home. You can also include Payment Protection Insurance or an interest rate cap in your bank loan.
- You can apply for the bank loan for purchases worth over 8,000 euros.
- You need collateral for the loan, such as an owner-occupied home.
- We can customise a loan repayment plan for you.
- The loan terminates when the last instalment has been paid.
If you use a bank loan to buy a vehicle, its ownership will transfer directly to you. The finance company most often owns a vehicle bought on a hire-purchase basis.
Apply for bank loan and sign the loan agreements electronically
You can now sign the agreements on a new loan electronically, say, at the comfort of your home! If you wish, you can handle the loan negotiation and signatures entirely online. For the electronic signature, you need your personal online service user identifiers.
Security in case of unexpected events
If something unexpected happened, how would you cope? By taking out protection for your loan, you ensure that you will be able to repay your loan even if you face unexpected challenges. You can protect a secured bank loan by, for example, taking out loan protection insurance or interest rate cap.