Possible solutions may be:
- extending the loan term
- taking a repayment holiday
- combining several loans into one that can be managed easier.
When you deal with difficulties in time, there are better chances of arranging things. By acting quickly, you will avoid unnecessary penalty interest, collection charges and payment default entries.
Tips on planning your finances
We offer you current information about your personal finances and useful tools for balancing your income and expenses.
Finnish Competition and Consumer Authority and the Guarantee Foundation also have instructions on their websites for managing your finances and for clearing up your debt situation. On the Finnish Competition and Consumer Authority website you can find, if necessary, contact details for your municipality’s financial and debt advisors.