Insurance discounts

You pay only for the insurance cover that you need and nothing else.

Pohjola Insurance provides you with all policies required to protect your and your family’s wellbeing and health and your property. As a Private customer, you are entitled to discounts on insurance policies.

Please contact your personal Private contact person and ask for more information.


What insurance policies do you and your family need?

The insurance of your life takes your wellbeing and health personally. Personal insurance provides protection already before a child’s birth until the person reaches the age of 100. The insurance enables you to get help in the prevention of diseases. If something bad happens, you will have quick access to specialist treatment and will also get help in everyday life. Do all your family members have a personal insurance?

Also remember to check your travel insurance policies before you travel.

What protection against risk to your property?

  • Home insurance protects your home in the case of damage from a leak, fire and burglary and theft.
  • You can insure your buy-to-let home’s contents from the washing machine to the microwave oven.
  • Mandatory motor liability insurance covers personal injuries and damage caused to the other party’s vehicle. Comprehensive motor vehicle insurance provides protection for your own motor vehicle. We have several policy options available.
  • Forest insurance protects your valuable forest estate against storms and vermin.
  • Protection for boating and yachting available from the range of boat/yacht insurance options.
  • Pet insurance enables your pet to get the best treatment and care.

The number of claims filed annually with Pohjola Insurance totals around 400,000 with 95% of them are approved. Claims paid out annually amount to over EUR 600 million.

  • The majority of insurance policies count towards earning OP bonuses.
  • Earned bonuses will be used to pay, e.g. home, family and vehicle insurance premiums as well as banking services and OP-Kiinteistökeskus real estate agents’ commissions.
  • You can also have considerable discounts on your insurance premiums.
  • 24-hour emergency service for claims under motor vehicle, home and travel policies.

Read more at (available in Finnish and Swedish only).