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Corporate Account

An account for managing your company's daily finances

A Corporate Account is an account designed to enable smooth management of your company's business payment transactions. Run your company's daily finances using the account flexibly with eServices, bank connection software, card or OP-mobile.

Receive payments, pay purchase invoices, salaries or wages and e-invoices from the Corporate Account. You can also request a credit facility to it for balancing your company's payment transaction management if necessary. By selecting the right accounts, you can in fact enhance your company's operations. 

  • You can pay invoices from the Corporate Account and collect payments from all over the world to it. For the interest-bearing account, we will agree on the deposit interest rate and the steps after which the rate rises. The interest rate depends on the market interest rate, the amount of deposits and customer relationship.
  • The account's credit facility can balance your company's cash if money is needed suddenly. Account credit facility refers to credit that has been agreed for the Corporate Account in advance. The extent and price of the account credit facility are separately agreed with each customer.
  • Same-day-settlement can also be linked to the account, meaning that money from invoices paid from an OP account will be rapidly available on your Corporate Account.
  • If your business comprises several companies or units, we recommend using OP Cash Pool Account.
  • Account transactions can be monitored and taken to accounting thanks to our versatile bank statement and reference services.
  • The funds and the deposit interest fall within the scope of deposit insurance up to the amount prescribed by law. OP Financial Group member banks are considered as a single bank from the perspective of deposit insurance.

By opening a Corporate Account with Credit Facility your company will gain working capital, which it can use according to need up to the agreed maximum amount, i.e. credit limit.

OP-Visa Business Card is an international payment and ATM card for companies. It brings speed and flexibility to your company's purchases and their processing.

Choose the best alternative for your company's banking and insurance business and monitoring. The choice of the most suitable channel depends on the systems your company uses, the nature of its operations as well as its invoicing volumes and the like.


The account is granted by the OP cooperative bank.