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OP-Visa Business Card

Smooth payments for your company's daily business

OP-Visa Business Card is an international payment and ATM card for companies. It brings speed and flexibility to your company's purchases and their processing.

You can conveniently pay for your company's purchases from the corporate account linked to OP-Visa Business Card. You can link several cards to the same account. OP-Visa Business Card is a good choice for your company when you do not need payment time or credit.

Benefits for your company:

  • You can check your corporate card transactions from the bank statement. You can select its delivery dates yourself.
  • You can also monitor card transactions on eServices when your company has concluded an eServices agreement.
  • If needed, we can customise the rights to use the card, methods and withdrawal/spending limits of your corporate cards for each employee.

You can use the card in Finland and abroad in shops that accept payments with Visa and also withdraw cash from Otto ATMs in Finland and Visa ATMs abroad. The card is also approved for online shopping. The purchases and withdrawals with the card are debited directly to your corporate account.

  • It is advisable to set spending and withdrawal limits for your OP-Visa Business Card in case of loss of the card or fraud.
  • You can set such daily limits for withdrawals, card purchases requiring pre-authorisation hold and online payments and other distance purchases.
  • You can set and change the limits in OP customer service or at an OP member cooperative bank.
  • New limits take effect immediately.
  • We recommend that you change these limits whenever you need.
Pay securely online Visa Secure (previously Verified by Visa)

Visa Secure (previously Verified by Visa) is a service that enhances online payment security. It is based on single-sign-on (SSO) without having to log in separately. Please note that the cardholder of OP-Visa Business Card cannot authenticate himself with his personal online user identifiers.

If you make a purchase with your company's card, a One Time Password (OTP) will be sent to you mobile phone via SMS. After that, enter the OTP in the text message into the network view to confirm the payment. The cardholder will not incur any surcharges for the service.

If your company has not informed OP of the cardholder's valid phone number, authentication will fail. You can check the phone number within the service from the Visa Secure screen when you make an online purchase.

To see whether an online store uses this service, look for the Visa Secure logo.


By opening a corporate account with credit facility your company will gain working capital, which it can use according to need up to the agreed maximum amount, i.e credit limit.

Choose the best alternative for your company's banking and insurance business and monitoring. The choice of the most suitable channel depends on the systems your company uses, the nature of its operations as well as its invoicing volumes and the like.

Has the card used by your company got lost? Contact our deactivation service as soon as possible.

On the pages you will find instructions and tips for secure card use.

The card is granted by OP Card Company Plc.