Cards and card use

Find a suitable card for you

Learn more about OP Visa cards and Mastercard cards. Find a combination card, debit card or credit card most suitable to you.

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Use your owner-customer benefits

As an OP cooperative bank owner-customer, you get daily banking services without monthly charges until the end of 2025. The benefit also applies to the OP Gold card. The normal price of the card is €8/month for owner-customers and €13.25/month for other customers.

Combination cards – debit and credit card in one

Credit / Debit

OP Classic

OP Classic is a card for smooth everyday life. Make payments securely and flexibly using the debit and credit features.

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Credit / Debit

OP Gold

OP Gold is more than a debit and credit card. It offers extra security for your daily life and benefits for travelling.

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Credit / Debit

OP Platinum

OP Platinum is a unique debit and credit card. You get a selection of benefits, worry-free travel and peace of mind in your life’s moments.

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Debit cards – smooth payments for everybody

Debit

OP Debit

OP Debit is a reliable debit card that you can use to pay for your purchases directly from your account. It is suited to a Joint Bank Account, for example.

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Debit

OP Basic

OP Basic is a debit card for children over 7 years old. It is a suitable first card for a child or young person.

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Credit cards – flexibility for your finances

Credit

OP Duo

OP Duo is an OP Mastercard and an excellent card for online purchases and travelling.

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Credit

K-Plussa Maksuaika

Charge and credit card and K-Plussa Maksuaika in one.

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Check out our card recommendation for you

The Card guide will help you find a suitable card. Simply answer a few questions and the Card guide will recommend a card that suits your needs.

The cards are granted by OP Retail Customers Plc.