All payment and credit cards

 

Combination cards – the best option

Pay from your bank account or by credit.

Contactless payment
K-Plussa can be linked

credit/debit

OP Gold

New benefits for an easy life

Better insurance products and benefits for experiences.

Read more about the card
Contactless payment
K-Plussa can be linked

credit/debit

OP Classic

Reliable basic card for smooth payments

Pay flexibly from your bank account or by credit.

Read more about the card
Contactless payment
K-Plussa can be linked

credit/debit

OP Platinum

Best supplementary services

Comprehensive benefits for daily life and special occasions.

Read more about the card

Debit cards – smooth payments for everybody

Pay directly from your bank account.

Contactless payment
K-Plussa can be linked

debit

OP Debit

Debit card for ages 15 and up

Pay your purchases and withdraw cash.

Read more about the card
Contactless payment
K-Plussa can be linked

debit

OP Basic

Debit card for ages 7 and up

The first card for a child or young person.

To apply for OP Basic, visit an OP cooperative bank branch.

Read more about the card

Credit cards – flexibility for your finances

You always pay by credit. A smart option as a second card.

Contactless payment
K-Plussa can be linked

credit

OP Duo

A smart credit card for all online purchases.

Perfect as a second card. International and reliable Mastercard.

Read more about OP Duo
Contactless payment
K-Plussa

credit

K-Plussa Maksuaika

The most rewarding Plussa card

Charge and credit card and Plussa card in one.

Read more about the card

Two cards for smooth payments

If your card is lost or stolen or if it isn’t working, having a second card will keep your daily life going. A second card brings flexibility to your finances and security to your purchases.

Select a combination of cards that suits your needs. We recommend OP-Mastercard as a second card.

Read more about OP-Mastercard

For owner-customers, the bank’s service charges are primarily debited from OP bonuses.

Combination cards

OP Gold

OP Gold package €7.75/month (incl. card and supplementary services).
As part of owner-customer’s daily services €8.00/month (incl. card, supplementary services, current account and the op.fi service).

OP Classic
Card charge €2.95/month.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and the op.fi service).
One card and the daily services are free of charge for under 26 year olds.

OP Platinum
OP Platinum package €50.00/month (incl. card and supplementary services).

Debit cards

OP Debit
Card charge €2.75/month.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and the op.fi service).
One card and the daily services are free of charge for under 26 year olds.

OP Basic
Card charge €2.75/month.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and the op.fi service).
One card and the daily services are free of charge for under 26 year olds.

OP-Visa Electron
Card charge €2.75/month. The charge of an individual OP cooperative bank may differ from this recommended charge.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and the op.fi service).
One card and the daily services are free of charge for under 26 year olds.

Credit cards

OP Duo
Card charge €4.00/month
If you have one of the OP's Visa cards as part of the owner-customer’s daily services, you will get OP Duo for €2.00 per month.

For owner-customers, the bank’s service charges are primarily debited from OP bonuses.

OP Classic + OP Duo
Owner-customer’s daily services with two cards €5.95/month.

OP Debit + OP Duo
Owner-customer’s daily services with two cards €5.95/month.

OP Gold + OP Duo
Owner-customer’s daily services with two cards €10/month.

OP Platinum + OP Duo
Two cards for owner-customers €57/month (incl. OP Platinum with supplementary services, OP Duo, current account and the op.fi service).

The cards are granted by OP Retail Customers Plc.