All payment and credit cards

Combination cards – the best option

Pay from your bank account or by credit.

Contactless
payment

K-Plussa
can be linked

credit/debit

New benefits for an easy life

Better insurance products and benefits for experiences.

Apply for OP Gold

Read more about the card

Contactless
payment

K-Plussa
can be linked

credit/debit

Reliable basic card for smooth payments

Pay flexibly from your bank account or by credit.

Apply for OP Classic

Read more about the card

Contactless
payment

K-Plussa
can be linked

credit/debit

Best supplementary services

Comprehensive benefits for daily life and special occasions.

Read more about the card

Debit cards – smooth payments for everybody

Pay directly from your bank account.

Contactless
payment

K-Plussa
can be linked

debit

Debit card for ages 15 and up

Pay your purchases and withdraw cash.

Apply for OP Debit

Read more about the card

Contactless
payment

K-Plussa
can be linked

debit

Debit card for ages 7 and up

The first card for a child or young person.

To apply for OP Basic, visit an OP cooperative bank branch.

Read more about the card

Credit cards – flexibility for your finances

You always pay by credit. A smart option as a second card.

Contactless
payment

K-Plussa
can be linked

credit

A smart credit card for all online purchases.

Perfect as a second card. International and reliable Mastercard.

Apply for OP Duo

The most rewarding Plussa card

Charge and credit card and Plussa card in one.

Read more about the card

Two cards for smooth daily life

If one card is suddenly lost or breaks, the other will save the day. Two cards also mean double cover for you and your purchases.

Learn about the benefits of having two cards

Card prices

For owner-customers, the bank’s service charges are primarily debited from OP bonuses.

Combination cards

OP Gold

OP Gold package €7.75/month (incl. card and supplementary services).
As part of owner-customer’s daily services €8.00/month (incl. card, supplementary services, current account and OP's digital services).

OP Classic
Card charge €2.95/month.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and OP's digital services).
One card and the daily services are free of charge for under 26 year olds.

OP Platinum
OP Platinum package €50.00/month (incl. card and supplementary services).

Debit cards

OP Debit
Card charge €2.75/month.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and OP's digital services).
One card and the daily services are free of charge for under 26 year olds.

OP Basic
Card charge €2.75/month.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and OP's digital services).
One card and the daily services are free of charge for under 26 year olds.

OP-Visa Electron
Card charge €2.75/month. The charge of an individual OP cooperative bank may differ from this recommended charge.
As part of owner-customer’s daily services €3.95/month (incl. card, current account and OP's digital services).
One card and the daily services are free of charge for under 26 year olds.

Credit cards

OP Duo
Card charge €4.00/month
If you have one of the OP's Visa cards as part of the owner-customer’s daily services, you will get OP Duo for €2.00 per month.

Card package prices

For owner-customers, the bank’s service charges are primarily debited from OP bonuses.

OP Classic + OP Duo
Owner-customer’s daily services with two cards €5.95/month.

OP Debit + OP Duo
Owner-customer’s daily services with two cards €5.95/month.

OP Gold + OP Duo
Owner-customer’s daily services with two cards €10/month.

OP Platinum + OP Duo
Two cards for owner-customers €57/month (incl. OP Platinum with supplementary services, OP Duo, current account and OP's digital services).