Insurance for a utility ATVSecure your utility ATV, i.e., UTV, with motor liability insurance and comprehensive motor vehicle insurance
Motor liability insurance and comprehensive motor vehicle insurance provide comprehensive cover
When you insure your utility ATV with motor liability insurance and comprehensive motor vehicle insurance, you get the best possible cover for both the driver and the vehicle.
Two different options for comprehensive motor vehicle insurance
Select a more affordable Medium Motor Insurance for basic cover, or also Maxi Motor Insurance to cover collisions.
Owner-customer’s OP bonuses
When you are an OP cooperative bank owner-customer, you can pay insurance premiums for a utility ATV with OP bonuses.
Insure both the utility ATV and the driver
As with other vehicles, a utility ATV will always require motor liability insurance. Motor liability insurance is also required even when you are not driving the utility ATV on public roads. Motor liability insurance for a utility ATV covers personal injuries to the driver and passengers as well as expenses for their treatment in the event of a loss. Losses suffered by the innocent party are always compensated from motor liability insurance as well.
You can increase the coverage of a Utility ATV insurance policy with voluntary comprehensive motor vehicle insurance. Comprehensive motor vehicle insurance for a utility ATV covers damage incurred to the utility ATV and repair expenses. A comprehensive motor vehicle insurance policy also provides cover against theft, for example.
In addition to the mandatory motor liability insurance, you can supplement Utility ATV insurance either with more affordable Medium Motor Insurance or more comprehensive Maxi Motor Insurance:
- Medium Motor Insurance covers losses occurring from fire and theft as well as any legal expenses.
- In addition to the above, Maxi Motor Insurance also covers collisions
How do I insure a utility ATV, i.e., UTV?
We insure utility ATVs, i.e., UTVs always by their registration plate. A utility ATV is registered as a tractor, and is therefore insured with tractor insurance.
We will help you find a suitable motor liability insurance and comprehensive motor vehicle insurance for your utility ATV. When you request an insurance offer for utility ATV insurance, we will make you a personal offer.
Are you looking for an insurance policy for an ATV or a privately used tractor?
How is the price of utility ATV insurance determined?
The price of ATV insurance is determined by the information of the vehicle and the policyholder as well as the selected comprehensive motor vehicle insurance and deductible. If you are an OP cooperative bank owner-customer, you can pay insurance premiums for a utility ATV with OP bonuses.
When comparing Utility ATV insurance policies, we recommend that you also consider how the insurance policy will help out in the event of a loss, not just their prices. You will also find clear instructions, contact details, and partners from Pohjola Claim Help in the event of a loss.