Insurance for an unregistered vehicle

Insurance for unregistered motorcycles and other special vehicles
1

Insurance also for unregistered vehicles

As a rule, statutory motor liability insurance must be taken out even for unregistered vehicles.

2

Cover against theft and fire

In addition to the motor liability insurance that is mandatory, most vehicles can also be insured against theft and fire losses, for example.

3

Benefits for OP cooperative bank's owner-customers

As an owner-customer, you will get a discount on your policies and also receive OP bonuses.

The obligation to take out motor liability insurance also applies to unregistered vehicles

Motor vehicles may be involved in a loss in a road, yard, woods or even on ice. Therefore, the obligation to take out motor liability insurance also applies to unregistered vehicles or motor vehicles used on other than roads. For example, motor liability insurance must be taken out for quad bikes intended for use by children or electronic vehicles that can exceeds 25km/h.

If you are not sure whether you should take out motor liability insurance for your vehicle, contact us and let’s find out.

Motor liability insurance covers the innocent party's property damage and all parties’ personal injuries.

Insurance for motocross and enduro motorcycles

Motor liability insurance must also be taken out for unregistered motocross, enduro, trial or road racing motorcycles, because they are often used in the woods or areas that are not quite shut off from other traffic. If an accident occurs, motor liability insurance covers property damage to the innocent party, and personal injuries of all parties.

The minimum motor liability insurance fee for motorcycles ineligible for registration is 100 euros.

Your motor liability insurance does not cover damage to your own vehicle. If you have an unregistered motorcycle, you can take out not only motor liability insurance but also Medium Motor Insurance, which covers theft, fire, animal collision and legal expense losses. You can request an offer for insurance for an unregistered motorcycle easily with an offer request form.

We will help you find a suitable insurance policy for your unregistered vehicle

We insure not only unregistered motorcycles but also privately owned working machines, karts, racing cars, golf carts and off-road cars.

Motor liability insurance is mandatory, and most vehicles can also be insured against theft and fire losses, for example. Submit an offer request and we will offer you insurance that is suitable for your vehicle. When requesting an offer, choose “Other vehicle” as the vehicle to be insured.

Motorcycle insurance
Museum vehicle insurance
As a Pohjola Insurance prime customer you will receive discounts benefits. When you are also an OP cooperative bank owner-customer, you have access to even better benefits and discounts and the bonuses you have received as an owner-customer are used for your insurance premiums.

The insurance is issued by Pohjola Insurance Ltd.