Trailer insuranceInsure a trailer and a boat trailer
Calculating the price and buying the insurance policy is not possible right now. We apologise for any inconvenience caused by this disruption.
Try again soon or buy insurance by contacting customer service by calling +358 303 0303 (Mon‒Fri 8–19).
Inexpensive insurance for your trailer
We can offer you an inexpensive motor liability insurance and comprehensive trailer insurance for regular trailers and boat trailers.
Insurance cover according to your needs
You can choose either Maxi Motor Insurance or the cheaper Medium Motor Insurance.
Benefits for OP cooperative bank's owner-customers
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
Separate motor liability insurance needed for trailer
A trailer is handy when you need to move larger items or a boat. The law requires that a motor liability insurance be taken out for a trailer. You can take out a trailer insurance policy and take care of its registration easily online.
We can offer you motor liability insurance and comprehensive motor vehicle insurance for trailers with a total mass of up to 3,500 kg. Comprehensive motor vehicle insurance, which is optional, will provide cover for your trailer or boat trailer against theft or collision, for example.
Before you start driving, always check your trailer’s
- hitching devices
- tyre tread and pressures and
- any breaks.
Comprehensive motor vehicle policy compensates if your trailer is stolen
If you want coverage against trailer losses, comprehensive trailer insurance is the answer. You can choose between Maxi and Medium Motor Insurance. Both compensate you if, for example, your trailer or boat trailer is stolen. Maxi Motor Insurance also covers losses to a trailer resulting from a collision or a storm, for example, so it is better suited for valuable trailers.
To prevent losses, you should always check the trailer’s hitch weight, amount of load and proper hitching.
Remember to lock the trailer
A trailer or boat trailer must always be stored in a locked space or be otherwise locked. A trailer is considered locked when a hitch lock has been used, preventing the trailer from being hitched to a vehicle, or when another lock is used that prevents the trailer from being moved.
If your trailer is nevertheless stolen, report it to the policy as soon as possible. Then inform us about the theft. The easiest way to file a loss report is online or in OP-mobile and this is how you will receive a claim settlement decision the fastest.
- Insurance on your motor vehicle, product guide (pdf)
- Insurance for your car and vehicle, terms and conditions (pdf)
- Motor liability insurance, terms and conditions (pdf)
- Comprehensive motor vehicle insurance, terms and conditions (pdf)
- Comprehensive motor vehicle insurance, Insurance Information Document (pdf) (pdf)
- Motor liability insurance and crisis cover, Insurance Information Document (pdf)
The insurance is issued by Pohjola Insurance Ltd.