Perävaunuvakuutus vakuuttaa perävaunun ja venetrailerin.

Trailer insurance

Insure a trailer and a boat trailer

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Inexpensive insurance for your trailer

We can offer you an inexpensive motor liability insurance and comprehensive trailer insurance for regular trailers and boat trailers.



Lowest deductible on the market

The deductible for comprehensive motor vehicle insurance for a trailer and boat trailer is only 150 euros.



Owner-customer benefits

As an owner-customer, you will get a discount on your policies and also receive OP bonuses.

Separate motor liability insurance needed for trailer

A trailer is handy when you need to move larger items or a boat. The law requires that a motor liability insurance be taken out for a trailer. You can take out a trailer insurance policy and take care of its registration easily online.

We can offer you motor liability insurance and comprehensive motor vehicle insurance for trailers with a total mass of up to 3,500 kg. Comprehensive motor vehicle insurance, which is optional, will provide cover for your trailer or boat trailer against theft or collision, for example.

Before you start driving, always check your trailer’s

  • lights
  • hitching devices
  • tyre tread and pressures and
  • any breaks.
Peräkärry ja venetraileri tarvitsevat oman liikennevakuutuksen.

Comprehensive motor vehicle policy compensates if your trailer is stolen

If you want coverage against trailer losses, comprehensive trailer insurance is the answer. We can offer the lowest deductible, 150 euros, for comprehensive trailer insurance.

You can choose between Maxi and Medium Motor Insurance. Both compensate you if, for example, your trailer or boat trailer is stolen. Maxi Motor Insurance also covers losses to a trailer resulting from a collision or a storm, for example, so it is better suited for valuable trailers.

To prevent losses, you should always check the trailer’s hitch weight, amount of load and proper hitching.

Harri Uimonen Insurance Manager, Pohjola Insurance

Remember to lock the trailer

A trailer or boat trailer must always be stored in a locked space or be otherwise locked. A trailer is considered locked when a hitch lock has been used, preventing the trailer from being hitched to a vehicle, or when another lock is used that prevents the trailer from being moved.

If your trailer is nevertheless stolen, report it to the policy as soon as possible. Then inform us about the theft. The easiest way to file a loss report is online or in OP-mobile and this is how you will receive a claim settlement decision the fastest.

Mies ja venevakuutuksella turvattu moottorivene
Boat insurance for motor boat
Mies, auto ja autovakuutus
Car insurance for passenger cars

Benefits from Pohjola Insurance

You receive the following insurance benefits for prime customers when you have policies from at least three different product categories:

  • 7% off home and other property insurance, personal insurance, continuous travel insurance and comprehensive motor vehicle insurance policies
  • as our prime customer aged 18–27, a discount of 21% on nearly all insurance for home and family policies.
  • free 40% increase in the sum insured under life insurance.

If you are also an OP cooperative bank owner-customer, you are entitled to an extra discount of 3% on most insurance products. The extra 3% discount for owner-customers cannot be combined with the 21% discount for young insurance customers.

Regardless of your number of policies or type of customer relationship, we always offer the following benefits:

  • a 2.5% discount when paying your insurance bill in one instalment.
  • a permanent 5% discount on life insurance purchased online.
  • free life insurance for one year for parents of children under 12 month

Benefits for OP cooperative bank owner-customer

As an owner-customer, you get the following benefits regardless of your number of policies:

  • OP bonuses you accrue will be used to pay insurance premiums*
  • free 40% increase in the sum insured under life insurance.
  • deductible benefit of 250 euros for MyHome Insurance.
  • free Product Protection Insurance for purchases made using OP credit cards

*As our owner-customer, you earn OP bonuses, which are used to pay insurance premiums and banking service charges. OP bonuses are earned from insurance policies, loans, savings and investments, funds in your accounts, and purchases paid with OP-Visa using the credit function.

The insurance is issued by Pohjola Insurance Ltd. OP cooperative banks are acting as Pohjola Insurance Ltd’s representatives.

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