Trailer insurance

Insure a trailer and a boat trailer

Calculating the price and buying the insurance policy is not possible right now. We apologise for any inconvenience caused by this disruption.

Try again soon or buy insurance by contacting customer service by calling +358 303 0303 (Mon‒Fri 8–19).

We utilise an automated decision-making process in insurance decisions. Read more about automated decision-making

Inexpensive insurance for your trailer

We can offer you an inexpensive motor liability insurance and comprehensive trailer insurance for regular trailers and boat trailers.



Insurance cover according to your needs

You can choose either Maxi Motor Insurance or the cheaper Medium Motor Insurance. 


Benefits for OP cooperative bank's owner-customers

As an owner-customer, you will get a discount on your policies and also receive OP bonuses.

Separate motor liability insurance needed for trailer

A trailer is handy when you need to move larger items or a boat. The law requires that a motor liability insurance be taken out for a trailer. You can take out a trailer insurance policy and take care of its registration easily online.

We can offer you motor liability insurance and comprehensive motor vehicle insurance for trailers with a total mass of up to 3,500 kg. Comprehensive motor vehicle insurance, which is optional, will provide cover for your trailer or boat trailer against theft or collision, for example.

Before you start driving, always check your trailer’s

  • lights
  • hitching devices
  • tyre tread and pressures and
  • any breaks.

Comprehensive motor vehicle policy compensates if your trailer is stolen

If you want coverage against trailer losses, comprehensive trailer insurance is the answer. You can choose between Maxi and Medium Motor Insurance. Both compensate you if, for example, your trailer or boat trailer is stolen. Maxi Motor Insurance also covers losses to a trailer resulting from a collision or a storm, for example, so it is better suited for valuable trailers.

To prevent losses, you should always check the trailer’s hitch weight, amount of load and proper hitching.

Teuvo Kaipainen Product Specialist, Pohjola Insurance

Remember to lock the trailer

A trailer or boat trailer must always be stored in a locked space or be otherwise locked. A trailer is considered locked when a hitch lock has been used, preventing the trailer from being hitched to a vehicle, or when another lock is used that prevents the trailer from being moved.

If your trailer is nevertheless stolen, report it to the policy as soon as possible. Then inform us about the theft. The easiest way to file a loss report is online or in OP-mobile and this is how you will receive a claim settlement decision the fastest.

Motor boat
Autovakuutus henkilöautolle
Car insurance for passenger cars
As a Pohjola Insurance prime customer you will receive discounts benefits. When you are also an OP cooperative bank owner-customer, you have access to even better benefits and discounts and the bonuses you have received as an owner-customer are used for your insurance premiums.

The insurance is issued by Pohjola Insurance Ltd.