Trailer insuranceInsure a trailer and a boat trailer
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Inexpensive insurance for your trailer
We can offer you an inexpensive motor liability insurance and comprehensive trailer insurance for regular trailers and boat trailers.
Lowest deductible on the market
The deductible for comprehensive motor vehicle insurance for a trailer and boat trailer is only 150 euros.
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
Separate motor liability insurance needed for trailer
A trailer is handy when you need to move larger items or a boat. The law requires that a motor liability insurance be taken out for a trailer. You can take out a trailer insurance policy and take care of its registration easily online.
We can offer you motor liability insurance and comprehensive motor vehicle insurance for trailers with a total mass of up to 3,500 kg. Comprehensive motor vehicle insurance, which is optional, will provide cover for your trailer or boat trailer against theft or collision, for example.
Before you start driving, always check your trailer’s
- hitching devices
- tyre tread and pressures and
- any breaks.
Comprehensive motor vehicle policy compensates if your trailer is stolen
If you want coverage against trailer losses, comprehensive trailer insurance is the answer. We can offer the lowest deductible, 150 euros, for comprehensive trailer insurance.
You can choose between Maxi and Medium Motor Insurance. Both compensate you if, for example, your trailer or boat trailer is stolen. Maxi Motor Insurance also covers losses to a trailer resulting from a collision or a storm, for example, so it is better suited for valuable trailers.
To prevent losses, you should always check the trailer’s hitch weight, amount of load and proper hitching.
Remember to lock the trailer
A trailer or boat trailer must always be stored in a locked space or be otherwise locked. A trailer is considered locked when a hitch lock has been used, preventing the trailer from being hitched to a vehicle, or when another lock is used that prevents the trailer from being moved.
If your trailer is nevertheless stolen, report it to the policy as soon as possible. Then inform us about the theft. The easiest way to file a loss report is online or in OP-mobile and this is how you will receive a claim settlement decision the fastest.
If you are our owner-customer and have policies from three product lines, you are entitled to an almost 10% discount on most policies and a discount of nearly 18% on comprehensive motor vehicle insurance with no-claims bonus. If you are aged between 18 and 27, you can get a 21% discount on almost all home and family insurance policies.
- A 40% increase in the sum insured under life insurance
- 200-euro benefit of the deductible under MyHome Insurance
- one-year, free-of-charge life insurance for parents with a child under one year of age
Owner-members not only get OP bonuses for home, family and vehicle insurance premiums, but also for
- savings and investments
- funds in accounts
- purchases you have paid with OP-Visa credit.
OP bonuses are used for the bank’s service charges and insurance premiums.
The insurance is issued by Pohjola Insurance Ltd. OP cooperative banks are acting as Pohjola Insurance Ltd’s representatives.