Selling your car privately using OP hire purchase financing
Convert your car into cash quickly and easily! OP hire purchase financing offers a simple and safe way to sell your car to a private buyer.Get a better price for your car
By selling your car privately, without going through a dealer, you can maximise your profit. As soon as the bank has processed the transaction, you will be paid the amount of the full sale price into your bank account in a single payment – minus any deposit.
Get your car sold quickly
Offering the option of paying by instalments makes your car appealing to more buyers. Please note that to qualify for OP Financial Group’s hire purchase financing, the car may not be more than 14 years old.
Avoid all the hassle and paperwork
When you sell your car privately using OP hire purchase financing, we’ll help you with the paperwork. A-Katsastus takes care of the practicalities.
Why sell your car privately?
Selling your car using hire purchase is a simple and safe way to sell your car to a private buyer. By not going through a dealer, you’ll get a better price for your car. Thanks to OP hire purchase financing, you can advertise your car at its full market price.
When you sell your car using OP hire purchase financing, we will help you with the paperwork, including registration. You’ll receive the amount of the full sale price – minus any deposit – into your bank account in a single payment as soon as the bank has processed the transaction. After the sale has been completed, the ownership of the car will transfer to OP Corporate Bank until the buyer has paid off the final hire purchase instalment. The ownership of the car is then transferred to the buyer. Please note that to qualify for OP Financial Group's hire purchase financing, the car may not be more than 14 years old.
If the car is financed and owned by a finance company, our partner Autoraha can act as an intermediary in the transaction: Autoraha buys the car, pays off the original financing and sells the car to the interested buyer. In this case, the transaction procedure differs from that described on this page. You will receive separate instructions once a suitable buyer candidate is found.
How to sell your car to a private buyer
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Prepare your car advert
Provide prospective buyers with information about OP hire purchase financing.
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Prepare your car for sale
Clean your car and agree on a test drive with the buyer.
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Making the purchase
A-Katsastus will verify the vehicle, take photographs and complete the sale.
Checklist for selling a car
Prepare your car advert
Copy the text below and use it in your car's advert
Prepare your care for sale
Arrange a test drive
Arrange a time with A-Katsastus
Get ready to complete the sale
Financing is granted by OP Corporate Bank plc.