SäästöobligaatioThe savings bond offers a low-risk investment option to all savers and investors
Capital-guaranteed investments let you seek yield without significant risk
The capital-protected savings bond is a product for savers and investors who do not want to risk the initial capital of the investment. Capital protection means that you as investor will get at least the full initial capital back on the maturity date.
Reasonable yield as an objective
The maximum yield potential of savings bonds is bond-specific. At best, the yield may be over 6% annually.
The return on the investment is based on the performance of the underlying asset
The underlying assets can include stocks, reference interest rates, currencies or commodities.
Investments are always based on a theme based on market conditions
Structured investment products are based on a theme that has been selected carefully based on current market conditions.
Products are only available for a limited time
Structured investment products have a specific subscription period. The subscription period is typically 1–2 months.
Säästöobligaatio on pääomaturvattu sijoitus
The savings bond is suitable to all savers and investors. A capital-guaranteed bond offers a low-risk option to traditional equity investments. Capital guarantee means that you as investor will get at least the full initial capital back on the maturity date. If the underlying asset performs well, you are also paid a return on your investment. Capital guarantee does not cover the premium or subscription fee.
The savings bond’s yield depends on the performance of the underlying investment during the bond’s term to maturity. The underlying assets can include stocks, reference interest rates, currencies or commodities.
Pääomaturvattu sijoittaminen sopii monenlaiselle sijoittajalle
Savings bonds are suitable as a medium-term investment because the term to maturity is usually 3–5 years, depending on the bond. In normal market conditions, you can sell your investment during the term to maturity. In this case, contact your OP cooperative bank.
The (structured) bond product is issued by OP Corporate Bank plc. Group member banks, in addition to the OP Corporate Bank, can act as subscription agents.