OP-Moderate Fund
A fund with better return potential without any major risks-
Investing in mutual funds pays off
OP-Moderate Fund offers a convenient solution for an investor who is interested in returns but not in following the stock market closely.
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Well-balanced fund
A balanced asset mix with stocks increasing the growth potential and fixed-income instruments offering protection.
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Take advantage of owner-customer benefits
As our owner-customer, you can buy, sell and switch OP-Moderate Fund units at no charge.
Investing is easy – our portfolio manager does it for you
OP-Moderate Fund is one of the three fund alternatives OP suggests for passive investors. As typical for balanced funds, OP-Moderate Fund comprises both stocks generating returns during an upswing and fixed-income investments providing protection during a downswing. A portfolio management professional changes the fund's equity weighting for the fund investor. The investments are diversified broadly geographically as well as across advanced and emerging markets.
A fund for those who seek a moderate return
OP-Moderate Fund suits investors seeking reasonable capital appreciation who can tolerate a slightly higher risk level in exchange for higher returns. In the case of OP-Moderate Fund, the risk level is between those of fixed-income investments and equity investments. OP-Moderate is best suited to a passive investor who intends to redeem his/her units after 3 to 4 years at the earliest. The fund is suitable, for example, for someone planning to buy a car or renovate their kitchen.
This is an advertisement. The funds are managed by OP Fund Management Company Ltd. The portfolio manager is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance is no guarantee of potential future yield. The larger the fund’s expenses, the greater the impact on the expected return on the investment. Any yield also depends on taxation, which in turn varies depending on the investor’s personal circumstances and is subject to future changes. If the fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. The information presented on this page does not fully describe all the fund’s characteristics.
Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Only make your final investment decision after reading the fund prospectus for OP funds and the key investor information document and rules of the fund. These documents can be found on the web page of the respective fund. The fund prospectus and the summary of investors’ rights in mutual funds are available at op.fi in Finnish, Swedish and English.