Daily banking servicesOwner-customer's versatile package for daily banking
Daily banking services for €2.95 per month (€3.95 per month as of 1 April 2020)
As an OP owner-customer, you get a current account, OP eServices and OP-Visa card for €2.95 per month (€3.95 as of 1 April 2020). For other customers, the cost is €5.65 per month.
Coverage for your card purchases
Card purchases you have made with OP-Visa, OP-Visa Gold, OP-Visa Platinum or OP-Mastercard are covered by insurance during six months if you are our owner-customer.
Daily banking services for owner-customers
Managing your daily finances is easy with our convenient banking services. If you are an owner-customer, you get them at a lower cost: current account, OP eServices and OP-Visa card for €2.95 per month (€3.95 as of 1 April 2020). For other customers, the cost is €5.65 per month.
If you are under 26 years, you get our daily banking services and OP-Visa Credit/Debit, OP-Visa Debit or OP-Visa Electron for free.
Owner-customers earn OP-bonuses from funds in their current account and purchases they paid by OP-Visa credit. OP-bonuses are automatically used for e.g. banking service charges and insurance premiums.
Coverage for your OP-Visa card purchases
As an owner-customer, you will get Product Protection Insurance for your OP-Visa card free of charge. It covers your card purchases for six months from the time of purchase worldwide, also in online stores. You can enjoy this owner-customer benefit by actively purchasing with your OP-Visa card. The insurance covers both credit and debit card purchases.
Product Protection Insurance is free of charge and comes ready with all owner-customer OP-Visa, OP-Visa Gold, OP-Visa Platinum and OP-Mastercard credit cards.
The package for daily banking services includes
- A current account with recurring payments into the account*
- OP eServices
- an OP-Visa, OP-Visa Electron, OP-Visa Debit or OP Visa Gold card
- online bank statement.
*) A current account with recurring payments, meaning that incoming payments on your accounts total at least 500 euros in three months. All payments are taken into consideration here, except transfers between your own accounts.
**) Daily banking services for owner-customers with an OP-Visa Gold card €8 per month (normally €10.45 per month).
The basic payment account package, which is more limited than the daily banking services package, suits you if you only need a statutory basic package for daily banking.
The package contains
- a basic payment account – this current account is subject to statutory terms of termination
- OP-Visa Electron payment card
- online service agreement and user identifiers
You are entitled to the basic payment account package if you are legally resident of an EEA member state. For more information on the basic payment account package, call our telephone service at 0100 0500 (Mon–Fri 8am–7pm).