Insurance for a vanMotor liability insurance and comprehensive motor vehicle insurance for your van. Available online only in Finnish or Swedish.
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Lowest deductible on the market
Our van insurance has a deductible of just 150 euros.
Insurance suitable for your van
The best coverage is given by Super Motor Insurance, compensating windscreen and window losses, while Standard Motor Insurance is suitable for cars over six years old.
As an owner-customer, you will get a discount on your policies and also receive OP bonuses.
Van insurance giving security in traffic
Anything can happen in traffic, even to experienced drivers. By insuring you van not only with motor liability insurance but also an optional comprehensive motor vehicle insurance, you are well covered against losses to a van in private use.
If your van is dented, or glass, panelling or plastic parts are broken, or you need help to either start or tow your van, you will be guaranteed to get the help you need quickly and easily. The insurance will pay for the van’s repair, while you only pay a 150 euro deductible, which is the cheapest in the market.
Which comprehensive motor vehicle insurance is suitable for your van?
Comprehensive motor vehicle insurance for a van is an optional insurance policy. We have three levels of comprehensive motor vehicle insurance to choose from.
Super Motor Insurance is the best choice for a new or relatively new van. Standard Motor Insurance is suitable for a 6–19-year-old van, covering, for example, collision, theft and vandalism. Medium Motor Insurance is a good choice for a van that is no more than 25 years old, and can also include towing in the coverage should you be left on the roadside because of fault or damage.
When transporting goods, make sure that the van’s carrying capacity, fixing of the load and tyre pressures are sufficient
The best van insurance also covers windscreen and glass losses and lost days of driving
The cheapest car insurance is not necessarily the best insurance for your needs. When you want to have the best possible coverage for your van, we recommend Super Motor Insurance. Super Motor Insurance for a van is a comprehensive car insurance you can tailor for your needs. You choose what losses you want to have covered.
Super Motor Insurance, which offers the best coverage, compensates, for example, glass change without loses bonuses in your comprehensive motor vehicle insurance, and glass repair without having to pay the deductible. When your van is being repaired because of a loss covered by the insurance, you will also be compensated by any lost days of driving. The best insurance, Super Motor Insurance, also offers the best compensation if the vehicle must be redeemed.
A van’s motor liability insurance bonus will increase more quickly than previously, and decrease more moderately if an accident occurs. The motor liability insurance starting bonus is at least 40%, with 80% the maximum. Bonus percentages you have achieved can also be used for any other car you have.
We offer you the maximum 70% bonus for comprehensive motor vehicle insurance from the start. The bonus is available to Super Motor Insurance and Standard Motor Insurance, that is, comprehensive motor vehicle insurance that comes with collision cover. The comprehensive motor vehicle insurance bonus reduces the premium for collision cover, and any claims made under it will reduce the bonus.
Insurance and claims history certificate
If you need you a certificate of your vehicles’ insurance and claims history, you can order it from the Finnish Motor Insurers' Centre. You can prove your claims history to a foreign insurance company.
If you are our owner-customer and have policies from three product lines, you are entitled to an almost 10% discount on most policies and a discount of nearly 18% on comprehensive motor vehicle insurance with no-claims bonus. If you are aged between 18 and 27, you can get a 21% discount on almost all home and family insurance policies.
- A 40% increase in the sum insured under life insurance
- 200-euro benefit of the deductible under MyHome Insurance
- one-year, free-of-charge life insurance for parents with a child under one year of age
Owner-members not only get OP bonuses for home, family and vehicle insurance premiums, but also for
- savings and investments
- funds in accounts
- purchases you have paid with OP-Visa credit.
OP bonuses are used for the bank’s service charges and insurance premiums.
The insurance is issued by Pohjola Insurance Ltd. OP cooperative banks are acting as Pohjola Insurance Ltd’s representatives.