Mopoauton vakuutus tuo turvaa mopoautolle ja kuljettajalle

Moped car insurance

Motor liability insurance and comprehensive motor vehicle insurance for moped car

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Motor liability insurance for moped car

Motor liability insurance against injuries sustained by the driver and passengers as well as losses incurred by innocent parties.


Comprehensive motor vehicle insurance of your choice

You can supplement your motor liability insurance policy with our Maxi Motor Insurance or Medium Motor Insurance.


Owner-customer benefits

As an owner-customer, you will get a discount on your policies and also receive OP bonuses.

Moped car insurance - cover for driver and vehicle

A moped car is often a young person’s first road vehicle that enables them to move around independently and easily regardless of the weather. Just like normal cars, moped cars always require statutory motor liability insurance. Motor liability insurance for moped cars covers any injuries sustained by the driver and passengers and their medical expenses as well as any losses incurred by innocent parties.

However, motor liability insurance does not cover damage caused to your own vehicle. You can protect your moped car with comprehensive motor vehicle insurance. You can choose from two comprehensive motor vehicle insurance policies: Medium Motor Insurance or Maxi Motor Insurance, which also covers collisions. You can also add breakdown cover to you policy.

Our moped car insurance covers for example:

  • theft
  • vandalism and
  • collision damage.

The policy holder must be the young person using the moped car

The person who uses the moped car the most must be named as the main driver on the policy documents. If the main driver is under the age of 18, a parent’s consent is required. Please contact our customer service for more information.

Moped cars are often expensive, and accidents can end up costing a lot of money. We therefore recommend taking out as comprehensive a policy as possible.

Jukka Nykänen Insurance manager, Pohjola Insurance
Skootterin tai mopon vakuutus sisältää liikennevakuutuksen ja halutessasi myös kaskon.
Moped insurance
Mies, auto ja autovakuutus
Car insurance for passenger cars

Accidents can be prevented by being careful and by following safety regulations.

A moped car must always be stored locked or in a locked space. A moped car is locked when its body space is closed and locked.

It is also good to remember that moped cars may not be tuned, as riding a tuned moped car in traffic is illegal.

Owner-customer benefits

If you are our owner-customer and have policies from three product lines, you are entitled to an almost 10% discount on most policies and a discount of nearly 18% on comprehensive motor vehicle insurance with no-claims bonus. If you are aged between 18 and 27, you can get a 21% discount on almost all home and family insurance policies.

Other benefits

  • A 40% increase in the sum insured under life insurance
  • 200-euro benefit of the deductible under MyHome Insurance
  • one-year, free-of-charge life insurance for parents with a child under one year of age

OP bonuses

Owner-members not only get OP bonuses for home, family and vehicle insurance premiums, but also for

  • loans
  • savings and investments
  • funds in accounts
  • purchases you have paid with OP-Visa credit.

OP bonuses are used for the bank’s service charges and insurance premiums.

The insurance is issued by Pohjola Insurance Ltd. OP cooperative banks are acting as Pohjola Insurance Ltd’s representatives.

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