Moped car insurance

Motor liability insurance and comprehensive motor vehicle insurance for moped car

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Motor liability insurance for moped car

Motor liability insurance against injuries sustained by the driver and passengers as well as losses incurred by innocent parties.


Comprehensive motor vehicle insurance of your choice

You can supplement your motor liability insurance policy with our Maxi Motor Insurance or Medium Motor Insurance.


Benefits for OP cooperative bank's owner-customers

As an owner-customer, you will get a discount on your policies and also receive OP bonuses.

Moped car insurance - cover for driver and vehicle

A moped car is often a young person’s first road vehicle that enables them to move around independently and easily regardless of the weather. Just like normal cars, light quadricycles and their electric alternatives always require statutory motor liability insurance. Motor liability insurance for moped cars covers any injuries sustained by the driver and passengers and their medical expenses as well as any losses incurred by innocent parties.

However, motor liability insurance does not cover damage caused to your own vehicle. You can protect your moped car with comprehensive motor vehicle insurance. You can choose from two comprehensive motor vehicle insurance policies: Medium Motor Insurance or Maxi Motor Insurance, which also covers collisions. You can also add breakdown cover to you policy.

Our moped car insurance covers for example:

  • theft
  • vandalism and
  • collision damage.

The policy holder must be the young person using the moped car

The person who uses the moped car the most must be named as the main driver on the policy documents. If the main driver is under the age of 18, a parent’s consent is required. Please contact our customer service for more information.

On what basis is the price of insurance for a light quadricycle determined?

The price of light quadricycle insurance is determined by the selected comprehensive motor vehicle insurance and deductibles, as well as the information of the light quadricycle and the policyholder. You can easily learn the price by entering the registration number of the light quadricycle in the field at the top of this page.

Moped cars are often expensive, and accidents can end up costing a lot of money. We therefore recommend taking out as comprehensive a policy as possible.

Teuvo Kaipainen Product Specialist, Pohjola Insurance
Moped insurance
Autovakuutus henkilöautolle
Car insurance for passenger cars

Accidents can be prevented by being careful and by following safety regulations.

A moped car must always be stored locked or in a locked space. A moped car is locked when its body space is closed and locked.

It is also good to remember that moped cars may not be tuned, as riding a tuned moped car in traffic is illegal.

As a Pohjola Insurance prime customer you will receive discounts benefits. When you are also an OP cooperative bank owner-customer, you have access to even better benefits and discounts and the bonuses you have received as an owner-customer are used for your insurance premiums.

The insurance is issued by Pohjola Insurance Ltd.