Flexible Consumer Credit
Make you holiday dreams come true – why not every year.Suitable credit amount
You can apply for Flexible Consumer Credit worth 2,000–8,500 euros.
No collateral needed
You don’t need any guarantors or collateral for the credit.
You are annually entitled to one grace month for your credit
During the grace month, you don’t need to repay your credit and related interest.
Flexibility to renovation and moving home
Moving soon? Renovation too? Flexible Consumer Credit is a well-suited solution to you to make your dreams come true or balance your personal finances.
Flexible Consumer Credit is a versatile consumer loan that is helpful if you incur smaller and bigger expenses related to renovation or moving home, whether it is a matter of removal boxes or an extensive kitchen remodelling. When financing is in order, you can avoid one source of stress.
Apply for Flexible Consumer Credit for any purchases without collateral. If you are not yet our customer or do not have user identifiers for OP eServices, book an appointment in the nearest branch.
Only one credit application is needed
You can apply for credit conveniently online. Fill in an application and the money will go to your account when it suits you best – you do not need to visit a bank branch.
Flexible Consumer Credit is flexible also after you have drawn down one loan: after you have paid back some of the credit, you can draw it down again for your use without filling in a new application. So Flexible Consumer Credit is a continuous financing option for everyday and leisure needs. You can transfer credit to your account when you need it and repay it as you would with a credit card.
With Flexible Consumer Credit, finance is readily available to you just when you need it. Convenient, isn't it?