Saver's funds

Helppo tapa kokeilla sijoittamista

Mutual funds for savers

OP-Conservative

3

morningstar™

OP-Moderate

3

morningstar™

OP-Brave

3

morningstar™

Fund investment is simple and effortless

Saving is a great way to manage your daily finances and make your money grow over the long term. It is also good to prepare for unexpected expenses – they don’t always come at the best time. You should put your extra cash to work instead of keeping it idle on a bank account. An easy way to make the money grow is to regularly invest a certain amount in a mutual fund. You can get started with even a small sum – and by automatically investing a suitable sum every month, you do not need to worry about your savings. The longer you save, the better return on your investment you can expect. Over time, your investment will grow and before you notice, you will have saved enough for a holiday trip, for example.

Saver's funds are easy way to try investing

Saver’s funds offer a ready solution in which the fund’s assets are diversified on the global stock and bond markets. You will not need to actively monitor the markets or worry over investment options as the fund’s portfolio manager will do this for you. You can track the progress of your funds easily on op.fi and OP-mobile and see how investment works.

Choosing a suitable mutual fund

Choosing a suitable fund is easy we offer saver's funds for all types of investors. Think about your investment target, what return you are seeking, how much risk you are willing to take, and how long you plan to invest. If you need cash in a few years, choose a fund that invests a smaller share of its assets in the stock market. For long-term investing, you can choose a mutual fund with a greater emphasis on stocks.

Learn more about our easy saver's funds:

OP-Conservative

A fund for cautious investors and short-term investing. Suitable when saving for a holiday trip, for example.

OP-Moderate

A fund for investors seeking a moderate return on investment and who plan to save in the fund for at least 3 to 4 years. Suitable for someone planning to buy a car or renovate their kitchen, for example.

OP-Brave

A fund for investors who seek a high rate of return for their investment and want to invest over the long term. Suitable when saving for retirement or major purchases, for example.