Savings calculator

Try out the savings calculator, or the compound interest calculator, and make regular monthly investments. The savings calculator will help you choose the best fund for your investments. The sooner you start, the longer the compound interest effect will grow your investment capital.

What’s the best fund for your investments?

Think about what kind of investor you are. What are your investment targets? How long would you like to invest, how much return do you expect and how much risk can you take? The compound interest calculator will help you find the funds that best match your investment targets.

How much money to put aside each month?

Select a monthly investment amount that suits your pocket. The ideal amount is around 10% of your net income. You can get started with just 10 euros a month, but a larger sum will build up your wealth faster. You can adjust the monthly amount any time, or stop investing for a while.

How much return are you seeking?

Risk and return go hand in hand in mutual fund investing. The more return you want, the more risk you’ll have to take. The investment return calculator will help you find out how much return you might get on your monthly investment and at what risk. If you have the opportunity to invest and are seeking returns on your monthly savings, why not start investing in a fund?

What’s the compound interest effect?

Compound interest or ‘interest on interest’ means that you earn interest on your original money saved or invested, and then on the interest you keep earning. The sooner you start investing, the more you’ll benefit from compound interest. By investing for several years, you will earn more and more interest on interest each year.

For example, if you save 100 euros per month on an account with a 0% interest rate, you’ll end up with 24,000 euros in 20 years.

If you invest 100 euros per month in, say, a fund with a 7% return, you could end up with 51,000 euros after 20 years, thanks to the compound interest effect.

OP’s fund calculator shows how much your investment horizon, investment return and the sums invested will affect your investment assets. Try out the return calculator to see which fund is best for your monthly investments.

Kuukausisäästäminen
Monthly investment
Investing monthly in a fund is an excellent way to build up savings.
OP Sijoituskumppani
OP Investment Partner

An OP-mobile service that helps you to invest and gives investment advice just for your needs.

As owner-customer you invest in equities at lower cost
As OP cooperative bank’s owner-customer, you’ll get comprehensive benefits from savings and investment services.

Investment always involves a risk. The value of investments can rise and fall, an investor can lose part or all of the money they invest, or may never receive the expected return. OP Fund Management Company Ltd manages OP mutual funds. Investment services are provided by OP cooperative bank.