Nainen puhaltaa saippuakuplia

18 years – a milestone in many ways

Many things change when you turn 18 – including your banking and insurance matters. As an adult, you are now in charge of your finances. If, for example, a bank account or a mutual fund account has been opened for you earlier as a gift, you will get full control of them.

You can enjoy daily services free of charge until you turn 26:

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OP's user ID
With an OP user ID, you can verify your identity and pay conveniently online.
OP Debit
Payment card always with you!
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Use your phone to check your account balance, start investing in funds, and pay friends and in shops by Siirto payment.
Mobile payment
Mobile payment services for easy payment by phone, regardless of your location. Add your card to Apple Pay, Google Pay or Pivo.

Make the most of owner-customer membership

By becoming an OP cooperative bank owner-customer, you will get benefits and discounts and earn OP bonuses for using our services. For example, you will get the daily services package, including a card, free of charge until you turn 30 (or at 4.00 euros per month with OP Gold). You can become an owner-customer online by paying the member cooperative contribution.

We are always here to help

We support you in taking care of your finances at all stages of your life. It is very important for your future that you keep your credit history flawless and your finances in order. Get started with saving and investing when you’re young. It’s a great way to prepare for your future.

If you have any questions about financial matters, please book an appointment with us – we’ll be delighted to advise you.

Savings and investment
Today is the best day to start saving and investing.
ASP Account – a home saver’s bonus interest account
Open an ASP account to save money for your first home. We will lend you the rest.