Personnel risks

Depending on the line of business, a company’s operations involve various types of personnel risks. As a business owner, your best protection against personnel risks are active risk assessment and prevention measures. In this way, you can mitigate losses and damage and their impact on your company’s operations. Starting points for assessing personnel risks include the following:

  • How will you take care of your employees' safety, insurance and wellbeing?
  • What has your company done to ensure safety?
  • How is your occupational health care organised?

Safe working conditions depend on everyone and are achieved through the co-operation of all workplace members. Addressing and preventing problems and hazards at the workplace secures the continuity of your business. It is also important to take out the insurance required during working hours. Read on for useful tips on how to mitigate personnel risks!


Safe work environment



Employee work capacity and wellbeing


The digital insurance card helps in the event that an employee is injured or falls ill. The service informs your personnel of the type of insurance cover they have and instructs on what to do in the event of an illness or injury. The digital insurance card helps you get fast access to treatment at Pohjola Insurance partner doctors and clinics.

In health issues, you can always turn to the Health Advisor. The Health Advisor helps in assessing the need for treatment and, whenever necessary, refers you to appropriate treatment. 

Chat with the Advisor in the mobile app, or call us at 0100 5225. Download the app

Experts will answer all your health-related questions in the app. You can also easily find your health details there, such as prescriptions, vaccinations and test results.

Mies näppäilemässä kassakonetta kahvilassa, jossa yrittäjän vastuuvakuutus on hoidettu.
Entrepreneurs’ health insurance
Covers entrepreneurs against illness and injury
Silmälasipäinen nainen nauraa huolettomasti, tietäen että terveysturva ylläpitää työhyvinvointia.
Health Insurance
With medical expenses insurance, you secure high-quality treatment and an efficient clinical pathway for your personnel, and also shorten absence due to illness.