Personal insurance

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Learn more about the personal insurance offering of Pohjola Insurance

 

By taking care of your personnel’s insurance cover in advance, you are free to focus on your core business. Remember to also take care of your own coping and insurance cover. Voluntary insurance policies help secure your and your company’s finances and increase commitment on the part of your personnel.

Self-employed persons’ accident insurance and workers’ compensation insurance compensate loss of income caused by occupational accidents and illnesses as well as treatment expenses. The insurance cover of workers' compensation insurance is more limited in remote work. Remote workers insurance or Leisure-time insurance improve your employees’ insurance cover.

Disability is most often caused by illness Many entrepreneurs have solved the issue by taking out Health Insurance for medical treatment expenses for themselves and their employees to supplement occupational health care services and ensure fast access to treatment.

You can also expand your and your employees’ statutory pension cover. We recommend checking out Self-employed persons’ pension insurance and Group pension insurance. The policies allow you to retire flexibly.

Life insurance secures the livelihood of your family and loved ones in case of death. Learn more about insurance for self-employed persons and employees and ask our experts!

Nainen laittaa pyöräilykypärää päähänsä ja on huoleton, koska hänellä on työtapaturmavakuutus.
Workers’ compensation insurance
Covers your employees in the event of accidents that happen at work or on the way to or from work as well as occupational diseases.
Silmälasipäinen nainen nauraa huolettomasti, tietäen että terveysturva ylläpitää työhyvinvointia.
Health Insurance
With medical expenses insurance, you secure high-quality treatment and an efficient clinical pathway for your personnel, and also shorten absence due to illness.
Kaksi miestä istuu huolettomina, koska heidät on turvattu Henkivakuutuksella.
Life Insurance for Entrepreneurs and Personnel
Ensure the continuity of your business and reduce financial risks related to your personnel.
OP Group pension insurance
Supplement your and your employees’ statutory pension cover and enable flexible retirement.
Työntekijä työmatkalla ylittämässä tietä matkakassin kanssa, joka on turvattu työntekijän lisäksi Matkavakuutuksella.
Corporate Travel Insurance
A cost-effective way of preparing for surprising damages with employees travelling abroad.
Kaksi yrittäjää iloisina hoitamassa yrityksen asioita tietäen, että vakuutukset on kunnossa.
Entrepreneur’s insurance
By combining insurance and health and work ability promoting services you will get the right insurance cover for yourself and your employees.
4 henkilöä valkotaulun luona suunnittelemassa kuinka työntekijän vakuuttaminen hoidetaan.
Employee insurance
Learn more about insuring employees as well as your company’s mandatory employee insurance policies.
Nainen kahvilan ulkoterassilla keskustelemassa etäpalaverissa yrittäjän tapaturmavakuutuksesta.
Self-employed persons’ accident insurance
Comprehensive cover for medical treatment expenses and income protection in the event of an injury.
Group accident insurance
Protect your staff in the event of injuries sustained outside of work.
Silmälasipäinen mies katselee hyvillä mielin ulos ikkunasta, tiedostaen että työkyvyttömyysvakuutus turvaa.
Disability Insurance
Corporate Disability Insurance helps you prepare for temporary and permanent disability.
Hyvinvoiva työyhteisö yhdessä kahvihuoneessa huolettomina, sillä heidät on vakuutettu myös Työntekijäin Ryhmähenkivakuutuksella.
Employees' Group Life Insurance
Group Life Insurance is a life insurance policy taken out by employers for their employees on the basis of collective agreements.
Sprinttijuoksija starttaamassa tietäen, että häntä turvaa ammattiurheilijaturva.
Professional sports cover
Ensures professional sportspeople can receive treatment rapidly if an accident happens and safeguards their livelihood during retirement.
Yksityishenkilön palkkaama työntekijä työssään valitsemassa ruuvia, ja hänet on vakuutettu tapaturmavakuutuksella.
Household as an employer
When you hire an employee for your home, also insure them with workers’ compensation insurance and employment pension insurance.
MYEL insurance
Farmers who are insured with MYEL pension insurance are also automatically covered by farmers’ occupational accident insurance, called MATA insurance. In addition to mandatory MYEL and MATA insurance, make sure that you are covered by sufficient voluntary personal insurance.
Yrittäjän eläke ja sosiaaliturvan perusta on kunnossa, sillä hänellä on lakisääteinen yrittäjän eläkevakuutus eli YEL-vakuutus.
Self-employed persons’ statutory pension insurance YEL
YEL provides coverage for self-employed persons’ pension and social security.
Mies näppäilemässä kassakonetta kahvilassa, jossa yrittäjän vastuuvakuutus on hoidettu.
Entrepreneurs’ health insurance
Covers entrepreneurs against illness and injury
Mies tekee töitä kahvilassa, istuen huolettomasti läppäri polven päällä, sillä hänellä on etätyövakuutus.
Remote workers' insurance
Remote Workers’ Insurance covers accidents during the workday in remote work.
Self-employed persons’ pension insurance
An individual supplementary pension helps you to ensure that you get the pension you deserve.
Kolme henkilöä ulkona tyytyväisinä työntekijöinä työeläkevakuutettuina.
TyEL or statutory employment pension insurance for employees
TyEL insurance is a form of mandatory insurance for entrepreneurs.
Kaksi työntekijää mustissa vaatteissa keskittymässä työhön tietokoneen äärellä.
Repayment Security Insurance on Corporate Loans
Security for your company's finances and future.