Personal insurance


Learn more about the personal insurance offering of Pohjola Insurance


By taking care of your personnel’s insurance cover in advance, you are free to focus on your core business. Remember to also take care of your own coping and insurance cover. Voluntary insurance policies help secure your and your company’s finances and increase commitment on the part of your personnel.

Self-employed persons’ accident insurance and workers’ compensation insurance compensate loss of income caused by occupational accidents and illnesses as well as treatment expenses. The insurance cover of workers' compensation insurance is more limited in remote work. Remote workers insurance or Leisure-time insurance improve your employees’ insurance cover.

Disability is most often caused by illness Many entrepreneurs have solved the issue by taking out Health Insurance for medical treatment expenses for themselves and their employees to supplement occupational health care services and ensure fast access to treatment.

You can also expand your and your employees’ statutory pension cover. We recommend checking out Self-employed persons’ pension insurance and Group pension insurance. The policies allow you to retire flexibly.

Life insurance secures the livelihood of your family and loved ones in case of death. As OP’s entrepreneur customer, you can now easily take out a life insurance policy online. Learn more about insurance for self-employed persons and employees and ask our experts!

” ”
Workers’ compensation insurance
Covers your employees in the event of accidents that happen at work or on the way to or from work as well as occupational diseases.
” ”
Health Insurance
With medical expenses insurance, you secure high-quality treatment and an efficient clinical pathway for your personnel, and also shorten absence due to illness.
” ”
Benefit for a new entrepreneur -50 %
Life Insurance for Entrepreneurs and Personnel
Ensure the continuity of your business and reduce financial risks related to your personnel.
” ”
Group pension insurance
Supplement your and your employees’ statutory pension cover and enable flexible retirement.
” ”
Corporate Travel Insurance
A cost-effective way of preparing for surprising damages with employees travelling abroad.
” ”
Entrepreneur’s insurance
By combining insurance and health and work ability promoting services you will get the right insurance cover for yourself and your employees.
” ”
Self-employed persons’ accident insurance
Comprehensive cover for medical treatment expenses and income protection in the event of an injury.
” ”
Group accident insurance
Protect your staff in the event of injuries sustained outside of work.
” ”
Disability Insurance
Corporate Disability Insurance helps you prepare for temporary and permanent disability.
” ”
Employees' Group Life Insurance
Group Life Insurance is a life insurance policy taken out by employers for their employees on the basis of collective agreements.
” ”
Professional sports cover
Ensures professional sportspeople can receive treatment rapidly if an accident happens and safeguards their livelihood during retirement.
Household as an employer
Insure your employee with employment pension and workers’ compensation insurance when the wages or salary you pay exceed 1,300 euros per calendar year.
” ”
Self-employed persons’ statutory pension insurance YEL
YEL provides coverage for self-employed persons’ pension and social security.
” ”
Entrepreneurs’ health insurance
Covers entrepreneurs against illness and injury
” ”
Remote workers' insurance
Remote Workers’ Insurance covers accidents during the workday in remote work.
” ”
Self-employed persons’ pension insurance
An individual supplementary pension helps you to ensure that you get the pension you deserve.
” ”
TyEL or statutory employment pension insurance for employees
TyEL insurance is a form of mandatory insurance for entrepreneurs.