Personal insurance

By taking care of your personnel’s insurance cover in advance, you are free to focus on your core business. Remember to also take care of your own coping and insurance cover. Voluntary insurance policies help secure your and your company’s finances and increase commitment on the part of your personnel.

Self-employed persons’ accident insurance and workers’ compensation insurance compensate loss of income caused by occupational accidents and illnesses as well as treatment expenses. The insurance cover of workers' compensation insurance is more limited in remote work. Remote workers insurance or Leisure-time insurance improve your employees’ insurance cover.

Disability is most often caused by illness Many entrepreneurs have solved the issue by taking out Health Insurance for medical treatment expenses for themselves and their employees to supplement occupational health care services and ensure fast access to treatment.

You can also expand your and your employees’ statutory pension cover. We recommend checking out Self-employed persons’ pension insurance and Group pension insurance. The policies allow you to retire flexibly.

Life insurance secures the livelihood of your family and loved ones in case of death. As OP’s entrepreneur customer, you can now easily take out a life insurance policy online. Learn more about insurance for self-employed persons and employees and ask our experts!


Learn more about the personal insurance offering of Pohjola Insurance


Workers’ compensation insurance
Covers your employees in the event of accidents that happen at work or on the way to or from work as well as occupational diseases.
Yrittäjän tapaturmavakuutus kuva
Self-employed persons’ accident insurance
Comprehensive cover for medical treatment expenses and income protection in the event of an injury.
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Self-employed persons’ statutory pension insurance YEL
YEL provides coverage for self-employed persons’ pension and social security.
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Corporate Travel Insurance
A cost-effective way of preparing for surprising damages with employees travelling abroad.
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Self-employed persons’ pension insurance
An individual supplementary pension helps you to ensure that you get the pension you deserve.
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Professional sports cover
Ensures professional sportspeople can receive treatment rapidly if an accident happens and safeguards their livelihood during retirement.
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Employees' Group Life Insurance
Group Life Insurance is a life insurance policy taken out by employers for their employees on the basis of collective agreements.
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Health Insurance
With medical expenses insurance, you secure high-quality treatment and an efficient clinical pathway for your personnel, and also shorten absence due to illness.
Entrepreneurs’ health insurance
Covers entrepreneurs against illness and injury
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Remote workers' insurance
Remote Workers’ Insurance covers accidents during the workday in remote work.
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Group accident insurance
Protect your staff in the event of injuries sustained outside of work.
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Life Insurance for Entrepreneurs and Personnel
Ensure the continuity of your business and reduce financial risks related to your personnel.
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Group pension insurance
Supplement your and your employees’ statutory pension cover and enable flexible retirement.
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Disability Insurance
Corporate Disability Insurance helps you prepare for temporary and permanent disability.
Yrittäjän vakuutukset yleinen
Entrepreneur’s insurances
By combining insurances and health and work ability promoting services you will get the right insurance cover for yourself and your employees.
Aloittavan yrityksen vakuutukset kuva
Insurance for new businesses
What are the most important types of insurance for a new business? Read more!
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Insurance for private traders
Insurance for private traders protects your business against losses.