Yrityksen pakettiauton kuljettaja toimittamassa paketteja varmalla otteella tietäen, että ajoneuvovakuutukset ovat kunnossa.

Van insurance for businesses

Tailored motor vehicle insurance for your company's vans.

Comprehensive motor vehicle insurance for your company's needs

We will tailor the scope of the comprehensive motor vehicle insurance and van insurance cover to suit your company's needs. We are offering you the comprehensive Maxi Motor Insurance, which is also available for vans and will protect them in case of a collision. In addition, the insurance includes all Medium Motor Insurance coverage.

Instant help in accidents

Pohjola Claim Help provides guidance in the event of a loss and the contact details for our repair shop partners. In the Helsinki Metropolitan Area and in Turku, Tampere and Oulu, you are assisted by our partners’ Pohjola Repair Advisors, who will repair your van and file the loss report for you.

An easy and carefree umbrella agreement

If your company owns several vehicles, we offer you an easy and carefree umbrella agreement. An umbrella agreement means that we take care of maintaining the insurance coverage for your company vehicles and always keep your insurance policies up to date.

Request an offer

Comprehensive insurance cover for your company van

We can provide insurance products suited to your company's need for van insurance or insurance for any other company vehicles. We can help you choose the best motor vehicle insurance for your business.

We provide the statutory motor liability insurance and optional comprehensive motor vehicle insurance for your company’s vans and other vehicles. The company's motor liability insurance compensates personal injuries caused by road accidents, and also the innocent party’s losses.

You can protect your company vehicle with comprehensive motor vehicle insurance. Comprehensive motor vehicle insurance compensates for the damage to the vehicle caused by the driver's negligence or when it is unclear who the guilty party is.

Comprehensive motor vehicle insurance for company vans

Choose the scope of the van insurance to suit your needs. Comprehensive motor vehicle insurance is a voluntary motor insurance intended for the vehicles of businesses, public sector entities, self-employed persons and private individuals. Comprehensive motor vehicle insurance covers damage caused to the insured vehicle. You can choose from among various coverage options on the basis of your needs and the type of your motor vehicle. We compensate you for losses to your company vehicles according to the coverage you have chosen.

Maxi Motor Insurance covers all collisions and also includes all Medium Motor Insurance coverage. Medium Motor Insurance covers fire, animal, vandalism, theft, and legal expenses losses and towing expenses, for example.

We will tailor the insurance for your company according to its needs. Additional coverage under the comprehensive motor vehicle insurance of company vehicles includes compensation for glass breakage, days of non-use or loss caused by fraud related to a rental vehicle. The tables below provide you with compensation examples and more information about the comprehensive motor vehicle insurance.

What does van insurance include?

We offer the following insurance coverage for vans:

You can include these supplementary insurance covers in the comprehensive motor vehicle insurance of your choice for an additional premium:

Quick and easy loss reports

The most important things about vehicle insurance coverage are the speed of the repairs and the lack of hassle in the event of loss or damage. Pohjola Insurance has an extensive partner network of repair shops, which we use to make sure your company vehicles are repaired in accordance with the insurance cover, effortlessly and in a professional manner.

The potential loss usually happens to one of your employees. This is why it's important to ensure that the employee has information on how to send the vehicle for repairs and report the loss. For this reason, the employee can report the loss directly to Pohjola Insurance through Claim Help.

We offer your company comprehensive digital insurance services and a digital services agreement, which makes filing a loss report easier and faster and provides a smoother user experience for insurance services.

Learn more about Pohjola Claim Help

Management agreement for motor vehicle insurance policies

If your company has several motor vehicle insurance policies, a management agreement for motor vehicle insurance policies ‒ also known as an umbrella agreement ‒ may be the easiest and cheapest way to keep them all up to date.

We take care of maintaining the insurance coverage for your company vehicles and may agree, for example, on the extent of coverage or automatic coverage changes as the vehicles become older. The agreement gives you predictable premiums and flexible payment arrangements according to your company's wishes.

Do you want to insure a van for corporate use? We will also help you choose the best motor vehicle insurance for personal customers. 

Van insurance for personal customers

Request an offer and receive a price for van insurance

Pohjola Insurance experts have extensive knowledge of your business. They can provide you with more information on the contents and pricing of van insurance. We will be pleased to go over your company’s insurance needs with you and help you choose a suitable insurance solution that covers the vehicles and operations of your company.

Request an offer for van insurance and your company’s other motor vehicle insurance needs.

Going abroad with a company vehicle

Compensation issues for road accidents occurring abroad are usually resolved under the local regulations. This means that the compensation amounts and practices may be insufficient. We recommend that both the driver and the passengers have sufficient travel insurance.

If you are travelling outside the Nordic countries, you should always take along a Green Card, which proves that you have a valid motor liability insurance policy. The countries where it is valid are listed on the Green Card.

Order a Green Card

Before you start off, you should check the company vehicle's theft cover validity and deductibles. Any losses to your vehicle  outside the Nordic countries carries a double deductible.

In Russia, Belarus, Ukraine or Moldova, theft cover for cars and motorcycles is only valid if a separate agreement has been made about it. If such an agreement  is valid and a passenger car or motorcycle is stolen in one of the countries listed above, the deductible is 20% of the loss amount (but no less than EUR 600).

If your passenger car or motorcycle is stolen in Estonia, Latvia, Lithuania or Poland, the deductible is 20% of the loss but no less than EUR 600.

The op.fi service for corporate insurance customers

In the op.fi service, you can easily and safely manage all of your company's insurance transactions. The service allows you to, for example

  • report a loss and see how your loss report is processed
  • print out certificates of insurance
  • order a Green Card for company vehicles

How to activate the Internet Service:

  • Sign the Agreement for Digital Transactions and name the administrators.
  • Administrators can add other users and their access rights to the service.

 

Company’s motor vehicle insurance, product guide and terms and conditions

Guidelines for fire extinguishing systems

Yrityksen ajoneuvovakuutus autoille ja ajoneuvoille.
Motor vehicle insurance for businesses
Insurance for all your company cars and other vehicles
Kuljetusalan yrittäjä iloisesena ja hymyillen työssään, tietäen että kuljetusvakuutus on kunnossa.
Cargo Insurance for companies
Covers damage to cargo during transit.
Yrityksen tiekuljetusvakuutus rahdinkuljettajalle.
Road transport liability insurance
Cover against freighter’s liability in Finland and internationally.
The insurer is Pohjola Insurance. The losses will be covered in accordance with the law and the insurance terms and conditions.