Other watercraft

Pohjola Insurance's Boat insurance covers not only boats but also other watercraft. You can take out insurance for a boat under construction, for a boat previously in professional use but since converted into pleasure boating, and for a wooden boat that is over 25 years old. You can also insure a special boat or other watercraft, such as a water scooter, hydrocopter, hovercraft and multihull boat. You cannot, however, insure a floating sauna, houseboat or a hydrofoil, for example.

Insuring a special boat requires that you are a private customer with insurance policies from three product groups. Corporate customers can insure their special boats provided they use Pohjola Insurance as their primary insurer.

You can select either Medium Motor Insurance or comprehensive motor vehicle insurance for your watercraft. Both provide coverage against theft, vandalism, fire damage, and laying-up and transport damage. General liability and legal expenses insurance policies are also included. Comprehensive motor vehicle insurance gives better coverage of the two, also compensating running aground, collision or damage caused by storm winds. So if you want to get the best coverage, you should choose comprehensive motor vehicle insurance.