OP-Visa Basic
Debit card for a child or young person. OP-Visa Basic can be used for secure purchases in Finland, abroad and online.-
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Account always up to date
All payments are debited instantly from the account. The card has no credit facility.
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Secure debit card for children and young persons
OP-Visa Basic is available for ages 7 and up. With this card, young people and children can securely start practising spending and learning card use.
Payments
- Debit feature: purchases are always debited immediately from the account.
- With the contactless payment feature, you can pay purchases of up to 50 euros quickly without entering your PIN number.
- The account balance is always verified when a purchase or withdrawal is made with this card. Checking the card’s balance requires an Internet connection from the payment terminal to the bank. Because of this, the card is not always accepted on board train, ship or aircraft.
- You can also add the K-Plussa feature for the card.
Security and safety
- You can set separate limits for cash withdrawals, purchases requiring preauthorisation and online payments made with the card.
- The card’s account can be linked to the guardian’s OP-mobile, enabling monitoring and easy money transfers to the young cardholder’s account.
- Visa Secure protects the online payments. Card payments made online are approved by verifying yourself using Mobile key or your online bank user identifiers.
Price
2.75 euros per month. Customers under 26 years of age are entitled to one card free of charge. For owner-customers, the bank’s service charges are primarily debited from OP bonuses.
The card is granted by OP Card Company Plc.