Shop under one roof and save money
- As a prime customer, a discount of 7% on nearly all your insurance policies for home and family. If you are between 18 and 27 years of age, your discount for these insurance policies can be up to 21%.
- As an owner-customer, you get an additional 3% discount on insurance.
- OP bonuses you earn as an owner-customer are used to pay loan service fees and insurance bills, for example. In 2023, owner-customers will earn 30% more OP bonuses.
Flexible car finance according to your needs
OP offers three options for financing your car purchase: a bank loan with collateral, Special Consumer Credit without collateral, and hire purchase financing without collateral. They differ in terms of collateral, the interest rate and the maximum loan amount, for example. Please note that owner-customers only earn OP bonuses from a secured bank loan. Special Consumer Credit and hire purchase financing without collateral do not earn OP bonuses.