Investment loan
Loan for investing in forest, shares or fund units.Reliable financing for your investment
OP can grant smart financing for your investment.
Loan interest is set on a customer-specific basis
You can claim tax deductions for the loan interest, since the investment loan is a loan for earning income.
As an owner-customer, you earn OP bonuses from your loan
Only OP cooperative bank owner-customers earn OP bonuses. The more you use our services, the more you benefit from bonuses as well.
What to finance through the investment loan?
Use our investment loan to finance the purchase of a forest, shares, fund units or another investment. Interest on your investment loan is currently tax-deductible.
Investment loan is a good option for you if:
- you have assets, such as a buy-to-let home or securities, which you can use as collateral.
- you are an experienced and profit-seeking investor and well aware of the risks associated with your investment instrument.
- you have sufficient repayment capacity. you can therefore pay the investment loan expenses in addition to all other expenses you have.
Secured bank loan for investing:
- You’ll get a personal loan offer after submitting your loan application.
- Loan term 5–15 years. The length depends on the type of investment.
- Fill in an application online. You don’t need to have an OP user ID.
- The repayment plan will be tailored to your needs.
Leverage always contains risk
If you borrow money to finance your investment, always remember to consider your investment risk. If you borrow money to finance your investment, you will also be faced with higher investment risk.
The use of leverage can increase both profits and losses. You can even lose the capital you have invested altogether. The value fluctuations of investments may cause a value decline that may lead to the loss of the entire capital. So never invest more than you can afford to lose. So, leverage can be used with moderation, if you do understand the risks.
The loan is granted by OP cooperative bank.