Osakesijoittaminen OP-verkkopalvelussa

Equity Services

Progressive, smart and easy

Inexpensive and diverse

We offer a diverse and comprehensive range of services to all savers and investors always at an inexpensive price. All services are of course also available as mobile services.


Progressive, smart and easy

Thanks to our progressive and highly intelligently automatic SOR service you always have the opportunity to aim for the best price for your equity trade.


Finnish high-quality equity research

Our comprehensive and high-quality Finnish equity research is at your disposal and our nine acclaimed and award-winning experts provide equity recommendations and target prices for almost 90 listed companies.

As a user of OP’s electronic equity services you get access to services such as

Extensive and award-winning Finnish equity research services, which include different analyses, recommendation and target prices for almost 80 Finnish listed companies.

Diverse custody and reporting services that help you get up-to-date information, for example, on the performance of your equity portfolio as well as reports for tax purposes.

Extensive range of state-of-the-art tools to monitor and analyse stock prices and to make orders.

With OP you get the chance to trade in thousands of different shares from up to 14 stock exchanges around the world. You will also have a highly extensive range of ETF products available to you. One of the best in the market, our ETF search engine will let you find the product you are searching for quickly and easily from a range of over 2,000 ETF products.
Nainen portaissa vasen

A suitable service package for savers, investors and active traders

Our services for equity investors consist of two different packages depending on the trading activity and needs of the investor. Whether you are a saver or investor, we offer just the right services for you.

If you trade less actively and extensive high-quality basic services are enough for you, we recommend the saver service package, which includes one free-of-charge custody and our very extensive equity research, among other things.

If you trade, for example, weekly or more often and also like to follow the stock market in real time, we recommend you the extensive investor service package, which can also be implemented, for an additional fee, with real time market information that is more extensive than the basic package.

How to begin stock trading?

For investment in equities, you will need custody, a book-entry account, an agreement for OP eServices and a cash account. A custody and a book-entry account are automatically included in all of our service packages for equity investors.

If you do not yet have an OP eServices agreement, please contact your nearest OP cooperative bank or leave a request for contact.

If you already use OP eServices, you can open a suitable service package for equity investors on our online service.

If your securities custody transfers from another custodian to OP, be prepared for a break of five weekdays in your equity trading.

International equity investment
More options. You will have thousands of shares from 15 different market venues around the world.

OP’s service packages for savers and investors

The monthly fees for the service packages and the services they include are shown in the table below:

  Saver Investor  
Price for private customers 2,80 euros/month from 5,20 euros/month  
Tiered trading fee structure  
Custody and book-entry account*  
Investor's mobile services  
International trading  
Equity Research  
Smart Order Routing  
Technical analysis tool  
Market monitoring tool  
Real-time prices  (1 level)  
Real-time prices (5 levels + 35,00 euros/month  
Real-time news + 5,00 euros/month  










*In addition, an annual 0.10% fee for custody of non-Finnish securities will be charged.

Your earned OP bonuses will automatically be used for the fees for these service packages

Short selling means selling a security you do not own yet. Any return consists of the difference between the security's selling price and purchase price. Short selling enables an investor to take a negative stance on a particular stock within one day or to try to hedge their existing position.

At the end of they day, the investor must close the short position i.e. buy back the short-sold stocks. Short selling is possible within your trading limit and after you have concluded a short selling agreement with us.

Short selling is enabled at op.fi for stocks on a specific list, subject to changes without separate notice. The list typically includes the largest and most liquid stocks. To view the list, click the link at the end of this page.

By short selling, you can benefit from a decline in the stock's price within the same day.

  • Sell the stocks first and, if their price drops during the day, you can buy the sold stocks later the same day at a lower price. 
  • However, if the stocks' price rises, you will lose since you will have to buy the sold stocks back at a higher price.
  • During the same trading day, you will have to buy a volume of stocks corresponding to the volume you sold earlier. In other words, you must cover your short position by the end of the day. With respect to your trading limit, short selling is considered like buying securities and it reduces the limit available to you.

How to activate the short selling service?

Contact your local Group member cooperative bank to agree on the use of this service.

Via OP eServices, you can choose from among orders of the following type:

  • Limit order
  • Market price order
  • Fill and Kill (FAK)
  • Fill or Kill (FOK)
  • Stop order (activation price)

Limit order

Limit orders function in all markets. By setting a price limit, you can determine a maximum price for buy orders that you agree to pay for a stock and a minimum price for sell orders at which are ready to dispose of your holding. The validity of a limit order is 90 days on the Helsinki stock exchange, 7 days on Stockholm and one day in other international trading venues.

Market price order

It is possible to make a market price order only by selecting a FAK order and leaving the price limit field blank. The market price order will always be executed at the best buy or sell price.

FAK (Fill and Kill) order

A FAK order is executed against resting orders. If the order cannot be fully filled, the remaining balance is cancelled. FAK orders can be used not only in market price orders but also in limit orders. Orders can be placed in continuous trading on the Helsinki and Stockholm stock exchanges (Helsinki and Stockholm from 10:00 am until 6:25 pm).

FOK (Fill or Kill) orders

FOK orders are executed immediately in full or are cancelled if not executed. FOK orders can be used only in limit orders. Such orders can be placed in continuous trading on the Helsinki and Stockholm stock exchanges (Helsinki and Stockholm from 10:00 am until 6:25 pm).

Stop order (activation price)

The term reveals the order type with the primary aim of reducing any potential risk of loss through a sell order but orders can be placed not only at falling prices but also at rising prices as buy orders. Stop orders do not transfer to a stock exchange's trading system until the stock price rises or falls at a predetermined activation price of the order.

The best execution principles governing orders made at op.fi and OP cooperative banks.

Share investment services are provided by the Group member bank.