OP-Yield Fund

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OP-Yield fund is a short-term bond fund that invests the majority of its assets in European bond instruments with a high rating grade. The fund is a good choice for investors who seek a low-risk way to outperform bank deposits. It is also suitable for businesses as a cash management tool and a short-term investment for cash funds.

The OP-Yield fund invests primarily in fixed-income instruments issued or guaranteed by a company domiciled in the European Economic Area or an OECD country, or by a state or other public entity within the European Economic Area or OECD region. In addition, the fund can make limited investments in high-yield bonds. The fund is actively managed. As its unitholder, you benefit from the expertise and extensive data resources of OP Asset Management's bond investment team. In addition to broad diversification, the fund's portfolio manager selects investments based on an attractive risk-return ratio and adequate liquidity.

The fund takes sustainability factors into account in its investment decisions. Companies deemed harmful to the environment and society, for example producers of thermal coal or controversial weapons, are excluded from the fund. We also regularly screen investments to ensure compliance with international norms related to anti-corruption, for example.

Why invest in the OP-Yield fund

Moderate return expectations with low interest risk
Effective cash management tool and for investing cash in the short term for companies
As a unitholder, you benefit from the expertise of an experienced bond investment team

OP-Yield

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morningstar™

Portfolio manager's review

The portfolio manager's review is available on the fund's Finnish pages.

More details Basic data, performance and fact figures

Basic data

Fund manager: Tuula Vierimaa
Benchmark index: Euribor 3 months
Start date: 16.09.2002
ISIN: FI4000020375
fund serie: Accumulation unit
Fund size: 1923 Meur
Serie value (03.12.): 139,02 EUR
Monthly review: Download
Key Information Document: Download
Rules: Download
Sustainability data: Download
Prospectus: Download

Accumulated profit (03.12)

	1mth	3mth	6mth	1 y	3 y p.a.	5 y p.a.
OP-Yield A	+0,17 %	+0,58 %	+1,19 %	+2,79 %	+3,52 %	+1,60 %
Benchmark	+0,17 %	+0,52 %	+1,01 %	+2,50 %	+3,13 %	+1,65 %

Yearly performance

	2020	2021	2022	2023	2024	YTD
OP-Yield A	+0,12 %	+0,07 %	−2,41 %	+3,95 %	+3,96 %	+2,54 %
Benchmark	−0,39 %	−0,55 %	−0,33 %	+3,04 %	+3,99 %	+2,23 %

Key figures

	Volatility 12 m	vola 12m	Sharpe 12 m	Duration
OP-Yield A	0,34 %	-	-
Benchmark index	-	-	-

This is a marketing communication. OP Fund Management Company Ltd and OP Asset Management Ltd have prepared this material as background information. The information presented in the material is based on sources that the authors consider reliable. However, the authors cannot guarantee that the provided information or opinions are correct or complete. This material is not intended to provide, and cannot be regarded as, a comprehensive and complete description of the product and the risks involved. Although the material has been prepared with care, and the aim has been to ensure that all the presented information is accurate, the authors and their employees assume no responsibility for the content of the material, and no decisions or agreements should be made based on it.
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OP Pohjola's mutual funds are managed by OP Fund Management Company Ltd, which is a fund management company and alternative investment fund manager licensed by the Finnish Financial Supervisory Authority. The portfolio manager of OP Pohola's mutual funds is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance does not predict future returns. The potential future performance is subject to taxation which depends on the personal situation of each investor and which may change in the future. If the mutual fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP Pohjola funds and other documents related to the mutual fund. Only make your investment decision after reading the mutual fund's Key Information Document, the funds prospectus, and the rules of the fund. These are available from your asset manager or at op.fi/all-funds. The main risks associated with mutual funds can be found in the Key Information Document, and a more detailed list of risks is presented in the funds prospectus. A summary of investors' rights can be found at op.fi/ops-fund-publications. These documents are available in Finnish, Swedish and English. Copying, publishing or distributing this material to a third party in full or in part is not permitted without written permission from OP. By accepting this material, you agree to follow the instructions and restrictions above.

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