OP Platinum
A unique card for unforgettable experiences. You get a selection of benefits, worry-free travel and peace of mind in all of life’s moments.-
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Travel insurance and Cancellation Cover whenever you travel
OP Platinum card comes with comprehensive travel insurance. It protects you, your luggage and family members travelling with you in Finland and abroad.
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Rental car insurance covers the deductible if an accident happens
In the event of an accident, the insurance covers expenses up to 5,000* euros in Finland and abroad. The insurance is also valid if the car is being driven by the cardholder’s spouse or child aged under 25.
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Lounge services for unforgettable moments and relaxation
The Priority Pass membership grants you access to over 1,300 lounges worldwide. You can also use Plaza Premium Lounge areas at the Helsinki Airport.
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Security for identity theft and online transactions
The F-Secure service* protects your whole family’s devices against viruses, Trojans and ransomware. You will get personal assistance in the event of problems. Using the services requires an OP user ID.
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Event ticket insurance covers event tickets
Event ticket insurance* covers theatre, concert, or event tickets bought with OP Gold credit up to 3,000 euros if you are unable to attend due to falling ill or another serious reason.
*New benefits valid as of 1 May 2023 and the current expanding benefits
As of 1 May 2023, OP Platinum card’s additional services will include new services:
- Data and Identity Theft Protection
- Event ticket insurance
As for the current benefits, Pohjola Travel Insurance will expand and include Cancellation Cover. The deductible cover of rental car insurance will be more extensive.
Expiring benefits
As of 30 April 2023, identity theft protection (ID-Turva), Hole-in-one insurance and separate travel cancellation cover for any reason are no longer included in the benefits for OP Platinum cardholders.
The recovery service for lost keys will be discontinued on 1 May 2023. If you purchased the OP Platinum card before 1 May 2023, you can continue using the key recovery service until 30 November 2023.
Payments
- Pay with the debit or credit feature. Pay contactless for your purchases below 50 euros.
- Credit limit 2,000–20,000 euros.
- When paying by credit, the interest-free billing period is 35 days on average.
- Reduce your number of cards. Add a K-Plussa card to your OP's Visa card.
- Add your card to Apple Pay or Google Pay™️ to pay easily with a smart device wherever you are.
Additional security for payment
- An OP cooperative bank owner-customer’s card will include Product Protection Insurance that protects the products you paid for with the card against breakage or theft for 365 days up to 2,000 euros.
- Credit card company cover for credit purchases helps if problems occur. You can apply for a refund from your credit card company if a retailer breaches a sales contract for a purchase made with credit.
Support with your card
The OP Platinum customer service at 0100 0510 will help you 24/7 with any questions related to your card. The same number will help you with matters related to insurance services, Data and Identity Theft Protection, lounge services and concierge services.
Get a handy info card for your phone where you can find all OP Platinum benefits and the related contact information. The info card is saved to Apple Wallet in iOS phones and YourWallet in Android phones, which can be downloaded from the app store. Save the info card to your phone at op.fi/platinum-info-card.
Price
An OP Platinum package costs 50.00 euros per month, including the card’s monthly charge of 2.95 euros and the supplementary services linked to the card, and the selected billing method (incl. paper bill charge).
Additional services and features of the card
Information about the card
The card is issued by OP Retail Customers plc.