OP-Private Strategy 25 Fund

Kohtuullista tuottoa pienellä riskillä
1

Hassle-free asset management solution for our Private clients

OP-Private Strategy 25 is a fund suited for investors that seek reasonable returns but do not need additional risks in life.

2

Investments broadly diversified across various investment markets

The Fund invests in bond and equity markets, and in real estate and forest property with the help of OP’s, Fidelity’s and JP Morgan’s range of funds.

3

Excellent cornerstone for a comprehensive investment portfolio

The Fund is suitable as a core investment in the investment portfolio, and it can be supplemented with additional investments suitable for the market situation.

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Hassle-free and comprehensive asset management

OP-Private Strategy 25 is a special common fund that provides a hassle-free, comprehensive and actively managed asset management solution. The Fund’s portfolio manager monitors and evaluates market opportunities and makes the investment decisions.

The funds invest in global fixed-income and equity markets.

In the basic allocation, the Fund has invested 25% of its assets in equity markets and 75% in bond markets.

Skilled and responsible portfolio management

OP Asset Management is in charge of the Fund’s portfolio management. It has a long experience and solid expertise in a variety of investment products.

The investment professionals assess not only financial criteria but also the sustainability of investment products and as owners aim to further the sustainable business of the portfolio companies.

OP-Private Strategy 25

−6,10 %

year

(3)

Risk level
4

morningstar™
-

ESG
Online fees and charges
Subscription fee Annual management fee Redemption fee
0,00 % 0,85 % 0,50 %

The minimum subscription is 1,000,000 euros. Class II does not generate OP bonuses. The fund pays the management and custody fees of the underlying fund unit investments.

Portfolio manager's review
The portfolio manager's review is available on the fund's Finnish pages.
Investment policy

OP-Private Strategy 25 is a balanced fund which mainly invests its assets in international equity and bond markets.

In the basic allocation, the fund invests 25% of its assets in equity and 75% in fixed income. The Fund’s investments in fixed-income instruments may account for 90–60% of the Fund’s value and those in equity-linked instruments for 10–40%. The Fund's interest-rate risk exposure may be a maximum of 10, measured by modified duration. The Fund may also make minor investments in alternative vehicles (e.g. real estate funds, commodity mutual funds and absolute return funds).

The Fund makes investments mainly through other mutual funds. In its investment operations, the fund may use derivative instruments in order to hedge against the risk of adverse market movements, to replace direct investments and to promote otherwise effective portfolio management. Derivatives are chiefly used to manage equity and interest rate risks.

The Fund diversifies its equity investments on a broad basis among various companies and bonds, since they are mainly implemented using funds.

The Fund is a non-UCITS fund, as referred to in the Act on Common Funds, since it may invest in vehicles not available to funds under the UCITS Directive.

More details Basic data, performance and fact figures

Basic data

Fund manager
Harri Kojonen, Lauri Tynys
Benchmark index
Yhdistelmäindeksi, katso tarkemmat tiedot Rahastoesitteestä.
Start date
12.05.2015
ISIN
FI4000120654
fund serie
Accumulation unit
Fund size
861 Meur
Serie value (23.03.)
141,28 EUR
Monthly review
Download
Key Information Document
Download
Rules
Download

Accumulated profit (23.03)

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Private Strategy 25 −0,16 % +1,37 % +1,76 % −6,10 % +4,38 % +1,09 %
Benchmark −0,26 % +1,71 % +2,29 % −7,55 % +3,92 % +1,91 %

Yearly performance

2018 2019 2020 2021 2022 YTD
OP-Private Strategy 25 −3,85 % +11,06 % +1,55 % +5,81 % −12,04 % +1,96 %
Benchmark −1,83 % +12,43 % +5,44 % +5,27 % −13,92 % +2,38 %

Key figures

Volatility 12 m vola 12m Sharpe 12 m Duration
OP-Private Strategy 25 6,32 % - -
Benchmark index - - -
Owner-customers’ saving and investing benefits

As our owner-customer, saving and investing is especially worthwhile thanks to the excellent benefits you receive.

Your benefits when investing in funds or through insurance:

  • Buy and sell almost all OP mutual funds with no fees.*
  • You earn 0.25% OP bonuses a year from mutual fund and insurance assets.** In 2023, you also earn 30% more OP bonuses. 
  • Begin saving through insurance free of charge. 
  • Switch between investments, invest additional funds and change your payment and investment plan for OP Unit-linked Insurance and OP Savings Agreement free of charge in our digital services.  

Your benefits in equity and ETF investing:

  • Open an equity savings account or book-entry account free of charge.
  • You get a discount on equity trading and a 1% fee ceiling when trading in Finnish listed companies through a book-entry account The discounts apply in digital services.
  • Get access to free stock picks and analysis.
  • Get a discount on the service packages for savers and investors:
    Equity savings account: 
    Saver: €0/month (normally €2.99/month)
    Investor: €9.99/month (normally €14.99/month)
    Book-entry account: 
    Saver: €0/month (normally €2.99/month)
    Investor: €2.40/month (normally €5.39/month)

Other benefits:

  • Only owner-customers can invest in Profit Shares.

Remember to make use of all benefits:

*Standard fees are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield, OP-Alternative Portfolio and OP-Private Equity.

**OP bonuses are automatically used to pay the bank’s service charges and insurance premiums. No OP bonuses are accrued from the R2 Crystal special common fund or institutional classes of funds. The following investment products linked to insurance assets do not accrue OP bonuses: JPM Russia A, JPM Emerging Europe Equity Fund, and BlackRock GF Emerging Europe Fund A. OP bonuses are accrued from unit-linked insurance policies, excluding Individual Unit-linked Insurance and Individual Capital Redemption Contracts.  

The fund's other unit classes

 

The funds are managed by OP Fund Management Company Ltd