OP-Vuokratuotolla helposti asuntosijoittajaksi

OP-Rental Yield

A fund that enables you to easily become a residential property investor
1

Easy residential property investment

Through the residential property fund, you can be a residential property investor without the trouble and large amount of initial capital that an owner-occupied apartment involves.

2

Steady return from a residential property fund

Rental apartments offer steady return based on rental income and are therefore less vulnerable to market movements.

3

Higher return potential and diversification benefits

Renting and construction contracting of apartments and office premises offer higher return potential than what a mere residential property investment offers.

A residential property fund enables you to invest in housing units and real property

OP-Rental Yield is a non-UCITS fund that enables you to diversify your investments in housing units, real property and their construction. The fund's investments focus on growth centres and attractive areas.

By investing in OP-Rental Yield, you will enjoy the benefits of residential property investment without the trouble caused by managing the property or tenancy.

The fund seeks stable and steady return. OP-Rental Yield primarily aims to earn a rental yield on apartments it owns. In addition, the fund may acquire business premises and earn additional income by leasing them.

Why it pays to invest in OP-Rental Yield?

  • No previous experience in residential property investment is required.
  • Enables a steady return that is not dependent on stock markets.

OP-Rental Yield is a fund for investors with a long-term approach

OP-Rental Yield suits investors with a long-term approach, who seeks a stable and steady return on their investments. The fund focuses its investments on residential property and real property markets. For this reason, the general value performance in property markets and the performance of rental income have a significant effect on seeking returns and the value of the returns.

Considering that investing in residential property is a long-term investment, it therefore pays to engage oneself in the residential property fund for a longer time. OP-Rental Yield suits investors who intend to redeem their units after four years at the earliest. The fund is a splendid choice for those dreaming of residential property investment but not ready to spend a large amount of initial capital on purchasing a buy-to-let home.

OP-Rental Yield

Online fees and charges

Subscription fee Annual management fee Redemption fee
2,00 % 1,90 % 1,00 %

In case the investment is held under 4 years, at the moment of redemption we will charge a 3% fee and, for investments held under 2 years, a 5% fee. Subscription and redemption fees are refunded to the fund. The fund's value is calculated 4 times a year. The fund generates OP bonuses.

Read the portfolio manager's review on the fund's Finnish pages.

Typically rental apartments account for around one half of OP-Rental Yield's investment portfolio. The fund invests around one-fifth of its gross assets indirectly in residential construction contracting by buying shares in limited partnerships engaged in apartment construction and rental. The fund also invests in commercial premises, such as business and office premises.

This fund is an income fund. It distributes at least 75% of its realised earnings to unitholders on an annual basis. The share of undistributed earnings remains in the fund, with a view to increasing the fund unit's value. The fund’s realised earnings mainly comprise rental income and possible profits from sales. The fund management company may, for the account of the fund and for the purpose of the fund’s investment operations and asset management, borrow an amount that accounts for a maximum of half (½) of the fund’s total assets. For a special reason, the fund management company may borrow an amount accounting for a maximum of one-third (⅓) of the fund’s net assets for a temporary purpose. The fund may pledge its assets in security for its loans.

The fund's real property investments are managed by OP Property Management and its liquidity management is ensured by OP Asset Management.

More details Basic data, performance and fact figures

Basic data

Fund manager
OP Real Estate Asset Management Ltd
Benchmark index
No benchmark index
Start date
25.04.2013
ISIN
FI4000060934
fund serie
Income unit
Fund size
1369 Meur
Serie value (28.06.)
127,05 EUR
Monthly review
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Rules
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Broschure
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Accumulated profit (28.06)

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Rental Yield B - +0,13 % +2,09 % +4,36 % +4,62 % +5,88 %
Benchmark - - - - - -

Yearly performance

2014 2015 2016 2017 2018 YTD
OP-Rental Yield B +8,47 % +7,22 % +3,92 % +4,18 % +5,97 % +2,09 %
Benchmark - - - - - -

Key figures

Volatility 12 m vola 12m Sharpe 12 m Duration
OP-Rental Yield B - - -
Benchmark index - - -

Owner-customer benefits

  • As our owner-customer, you can buy, sell and switch almost all of our mutual funds with no charges.
  • OP Investment Partner is a service package designed for owner-customers who have assets available for investment. You will get a personal contact person and have access to comprehensive and real-time market information to support your investment decisions.
  • Owner-customers have automatic access to the second fee level on the brokerage fee list, in which the brokerage fee is 0.18% (min. 8 euros) while the fee at the first fee level is 0.2% (min. 8 euros).

OP bonuses

In addition to OP bonuses earned through saving and investment, owner-customer earn bonuses from

  • loans
  • funds in accounts
  • purchases you have paid with the OP-Visa credit
  • insurance premiums for home, family and motor vehicle policies.

OP bonuses are used for the bank’s service charges and insurance premiums.

OP Fund Management Company Ltd manages OP mutual funds.