Saving and investing for young people

Did you know that young people aged between 15 and 17 can save and invest independently on OP-mobile with their parents’ or guardians’ consent? The earlier you start investing, the more you stand to benefit.

In order to save and invest money independently, the young person needs consent from the parent(s) or guardian(s). After the consent is given, the young person can view and make changes to all their owned savings and investments. Please note that the authorisation does not apply to possible insurance assets.

The young person can buy and sell funds and invest in stocks through a book-entry account. Minors cannot buy complex investment products or investment products listed outside the European Economic Area. Complex investment products include complex investment funds and ETFs, structured investment products, warranties and certificates.

Learn financial skills by saving and investing

Saving and investing money is a smart way to learn financial skills. It is important for each of us to learn how to manage personal finances, and the skills we pick up while young are reflected in our financial skills in the future. 

If you are completely new to the world of saving and investing, we recommend reading more about the topic on our website and by following our experts on social media, for example.

All about saving and investing
Read more about saving and investing before you get started.
Where to invest in right now?
See the latest investment tips by our experts.
Follow our experts
Follow what’s happening on the market and hear valuable investment tips.
Saving on behalf of a child
Secure your child’s future by saving.
Investment always involves a risk. The value of investments can rise and fall, an investor can lose part or all of the money they invest, or never receive the expected return. OP Fund Management Company Ltd manages OP mutual funds. Investment services are provided by OP cooperative bank.