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Responsible investing

We believe that investing can make the world a better and more sustainable place. Read below how we promote responsible and sustainable investing.

Analysing the responsibility of investments and encouraging companies towards more sustainable business help investors meet long-term investment goals. Responsible investing doesn’t mean giving up good returns – sustainable companies offer at least as high return potential as other companies. Sustainable investments help bring security to you personally and for our common future.

  • It is our policy to use ESG analysis and data in various strategies, to complement financial analysis.
  • We exclude companies from our investments based on negative screening criteria: international norm violations, banned weapons, tobacco production and climate-related financial risks. Our list of exclusions is public and we updated it if necessary.
  • In addition to the general negative screening criteria, we exclude more industries and companies in Article 8 and 9 funds which promote ESG characteristics and pursue sustainability objectives.
  • Regular post-investment monitoring is a cornerstone of responsible investing. It enables both regulatory and customer reporting on the progress of our responsible investment goals.
  • Sustainability-themed and impact funds offer a way of investing in megatrends and sustainability themes through funds which invest in stock and fixed income markets. In sustainability-themed investment, we focus especially on the environment.
  • In active dialogue with the companies we invest in, we collect corporate responsibility information and seek to influence the companies towards addressing sustainability challenges.
  • We influence companies by taking part in joint engagement initiatives. Their objectives may include pushing companies towards more ambitious goals and actions over climate change.
  • We participate in general meetings of listed companies in Finland and abroad. The ownership policy of funds managed by OP Fund Management Company is described in more detail in Shareholder Engagement Principles (in Finnish).
  • We contribute to sustainability by investing responsibly in line with our Principles for Responsible Investment. They describe the criteria we use for excluding companies from our active investments. Exclusion is typically based on violations of international norms or OECD guidelines, manufacture of controversial weapons or carbon risk.
  • Our Principles for Responsible Real Estate Investment complement the Principles for Responsible Investment. They cover investments in residential and commercial real estate, forest assets in Finland, and real estate funds and real estate debt in Finland and internationally.
  • At OP Asset Management, sustainability and corporate responsibility are guided by a number of principles and policies. In addition to complying with all applicable laws and regulations, we are committed to international initiatives and standards. 
  • Implementation of Shareholder Engagement Principles is annually reported by OP Financial Group, OP Fund Management Company Ltd, OP Asset Management Ltd and by OP cooperative banks in their role as investment managers. These principles are approved by the respective companies’ boards of directors. In addition, OP Fund Management Ltd publishes its shareholder engagement information in OP Mutual Funds’ half-year and annual reports and prospectus.

 

New fund categories

One of the goals of the EU’s sustainable finance regulations is to ensure better transparency and availability of ESG data on investment products and easier comparison between products. That’s why our funds are from now on grouped into three categories, depending on the fund’s sustainability goals Article 9, Article 8 or Article 6. Promoting the responsibility of our funds is important to us.

Identify from Fund category Description
Article 9, sustainable investment products Funds that aim at sustainable investment. They invest in companies that have a positive impact on the environment and/or society and human wellbeing.
Article 8, investment products that promote ESG features Funds, that promote features related to the environment or society by excluding companies that have business which is harmful to the environment and society. Companies that take into consideration matters related to the environment, social sustainability and good governance better than their peers are selected for and are the focus of the funds.
  Article 6, other investment products Funds that acknowledge sustainability risks, but do not specifically promote or pursue matters related to the environment or society. 

We will perform the ESG analysis on most of our funds by using our own ESG analysis model. 

See our funds

 

Finland’s first global impact fund

Impact investing means making investments that seek returns and measurable positive impacts on the environment and society. While companies’ growth opportunities and long-term business are increasingly threatened by climate change and tensions in society, addressing these new challenges offers good return potential for investors.

OP Finnfund Global Impact I fund is a step towards more sustainable investing. This first global impact fund in Finland invests in the emerging market, in sustainable companies whose services directly address global challenges, such as climate change, food security and gender equality.

Responsible investing reports

Sustainability reports by OP Real Estate Asset Management​

We annually publish a sustainability report for OP Real Estate Asset Management. It summarises the ESG actions and key figures of real estate investment.

Fund-specific responsibility and ESG reports​

A fund's responsibility and ESG report shows the fund from an environmental, social and governance perspective. The fund gets an ESG rating based on the analysis of the companies in the fund’s portfolio. A report is published for a fund if the available ESG analysis covers over 50% of the fund’s investments. To find a fund’s responsibility and ESG report, see the fund’s monthly review.

OP Real Estate Asset Management Ltd is the portfolio manager of three special common funds and manages real estate funds aimed at institutional investors. For more information about responsibility and ESG in our special common funds, see each fund’s web page:
OP Real Estate Asset Management Ltd does not draw up or publish its shareholder engagement principles. This is because the funds under its management do not invest in the shares of companies traded in a regulated market.