OP-Suomi Indeksi

OP-Finland Index

Invest in Finnish equities through OP-Finland Index, easily and at low cost
1

Invest in Finnish equities easily

With a single easy investment, you can invest in around 50 largest public Finnish companies and diversify your investments effectively across familiar Finnish firms.

2

Cost-effective index fund for long-term investment

Thanks to its low fees, OP-Finland Index is a splendid option for investing in the Finnish equity market.

3

OP bonuses through fund units

As an owner-customer, you earn OP bonuses through your fund units.

Finnish option for investors appreciating low costs

Assets in OP-Finland Index are invested in Finnish equities according to the Nasdaq OMX Helsinki Benchmark Cap. The fund is ideal for investors who seek high returns, are ready to tolerate risk and appreciate passive portfolio management and low costs. The role of the fund's portfolio manager is chiefly to manage the fund cost-effectively according to the index. This is how the fund's management, subscription and redemption fees will remain low.

Investing in index funds requires some investment knowledge, because you should be able to assess your own risk tolerance. When determining the amount to invest in a fund, think of whether you would also be ready to tolerate an equivalent amount of price volatility in the equity market.

Solid foundation for investment portfolio

OP-Finland Index creates a solid foundation for an investment portfolio which you can supplement other funds and with direct equity investments. Thanks to their low fees and high expected return in the long term, the index fund can well complement your other investments in the portfolio of, say, a long-term saver or pension saver. We recommend OP-Finland Index especially as your long-term investment where you can redeem units no earlier than after seven years.

OP-Finland Index

Online fees and charges

Subscription fee Annual management fee Redemption fee
0,10 % 0,39 % 0,10 %

The fund units generate OP bonuses for private customers who are also our owner-customers.

Read the portfolio manager's review on the fund's Finnish pages.

OP-Finland Index Fund is a passive index fund that invests its assets according to the index Nasdaq OMX Helsinki Benchmark Cap. This means that the Fund’s investments are split between the companies of the benchmark index in the same proportion as in the index.

Since the Fund aims to generate the same returns as the benchmark index, it only keeps a small portion in cash for the purposes of redemptions. In order to lower its trading needs arising from redemptions and subscriptions, the Fund may to a
limited extent use derivative instruments in portfolio management.

Due to the structure of the Fund, its investments can be highly concentrated on certain sectors, such as industry, finance and technology.

The Fund’s trading costs are relatively low as changes to the portfolio are basically only made in conjunction with index adjustments.

Read more about fund’s responsibility on the fund’s Finnish pages.                                                                  

More details Basic data, performance and fact figures

Basic data

Fund manager
OP Asset Management Ltd
Benchmark index
Nasdaq OMX Helsinki Benchmark Cap -index
Start date
15.06.2018
ISIN
FI4000315692
fund serie
Accumulation unit
Fund size
99 Meur
Serie value (04.06.)
102,68 EUR
Monthly review
Download
Rules
Download
Brochure
Download

Accumulated profit (03.06)

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Finland Index A +10,65 % +2,58 % +4,66 % +10,40 % - -
Benchmark +10,60 % +2,53 % +4,76 % +10,63 % - -

Yearly performance

2015 2016 2017 2018 2019 YTD
OP-Finland Index A - - - -13,79 % +20,17 % -0,89 %
Benchmark - - - -13,83 % +20,64 % -0,83 %

Key figures

Volatility 12 m vola 12m Sharpe 12 m
OP-Finland Index A 26,13 % 0,41
Benchmark index - -

Owner-customer benefits

  • As an owner-customer you can sell, buy and trade nearly all our mutual funds (savers’ funds, socially responsible funds, and equity and bond funds) without fees.
  • As an owner-customer, you can also invest in funds by saving through insurance. OP Unit-linked Insurance and OP Savings Agreement are insurance savings products intended for owner-customers that offer an effortless and flexible means for long-term saving. Switching between investment instruments and transferring funds to insurance savings is free of charge.
  • Owner-customers have automatic access to the second fee level on the stock brokerage fee list, in which the brokerage fee is 0.17% (min. 7 euros), while the fee at the first fee level is 0.2% (min. 9 euros).

OP bonuses

In addition to OP bonuses earned through saving and investment, owner-customer earn bonuses from

  • loans
  • funds in accounts
  • purchases you have paid with the OP-Visa credit
  • insurance premiums for home, family and motor vehicle policies.

OP bonuses are used for the bank’s service charges and insurance premiums.