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Choose your preferred way of paying bills – online or offline

It pays to take a look at the payment methods for bills – e-invoices the simplest option.

E-invoice is the simplest payment method

There are several different ways to pay bills. In most cases, the simplest option is to subscribe to e-invoices, which sends the payment details directly to your op.fi service. All you have to do is approve the payment, without needing to input account and reference numbers. This also ensures that the bill’s payment details are entered correctly. You can also choose to approve payments automatically, which saves you the hassle of remembering to pay your bills.

Pay anywhere, anytime with OP-mobile

If you have a smartphone or tablet computer, you can download the OP-mobile app. You can pay bills with OP-mobile by using the camera in your mobile device to read the bill's barcode. You will then receive a filled-in form and all you need to do is check and accept the payment. OP-mobile is OP's mobile app and can be downloaded from the app store. OP-mobile is handy to use alongside the op.fi service.

With direct payment, your bills will be paid automatically without the need for online access

If you do not have access to online banking, direct payment is the easiest and safest way to pay bills. The payee will mail you a notification of the payments scheduled to be debited from your account on the due date. The payee's website should tell you if they accept direct payments. If the payee accepts e-invoices, direct payments will usually also be possible. You can start using direct payments at your own local bank branch or by contacting OP's customer service.

Payment envelopes are another payment method

If direct payment is not possible and you don't have online banking credentials, you can use payment envelopes to pay bills. Payment envelopes are available at your local bank branch. Instructions on how to use this payment method are printed on the envelope. The general idea is that you can drop your bills in a payment envelope into the designated letterbox in your local OP cooperative bank, and the bank will take care of paying the bill for you. This service is subject to a charge specified in the list of service charges and fees.

Are you paying the bills of your loved one?

You can pay your loved one’s bills in the same way that you pay your own bills. For example, you can order your loved one’s bills as e-invoices to your online bank, if you have access rights to his/her account. The account holder can grant access rights to a loved one by sending an online message or visiting a bank branch.

Are you handling the bills of a deceased person’s estate?