Credit card for students
The OP Classic payment card is also a credit card for students. You can get a card online as soon as you have a university or UAS place.A 2,000-euro credit limit brings financial flexibility for students
OP Classic combines a debit card with a credit card. It will provide you with more flexibility in your daily life and on special occasions. Pay immediately, within a month, or in instalments. The credit feature gives an average interest-free payment period of 35 days for purchases.
Cover for payments and purchases in Finland and abroad
Use the card’s credit feature to pay safely for online and in-store purchases in Finland, when travelling and on student exchanges. In line with the Consumer Protection Act, the cover applies if problems occur with purchases paid for by credit.
Owner-customers get additional benefits
As an owner-customer of an OP cooperative bank, you will have 180-day Product Protection Insurance against breakage or theft for debit and credit purchases. Owner-customers under 30 years of age also get a current account, OP’s digital services and an OP Classic card for €0/month.
A credit card for students – apply for yours without ECTS credit requirements
The OP Classic payment card is a credit card for daily use by students. It will bring you budgeting flexibility and cover your purchases if problems occur after you pay with the credit feature.
You can apply for the card as soon as you get a place at a university or university of applied sciences in Finland or abroad. One card and daily banking services are free of charge for OP customers aged under 26. If you are an owner-customer of an OP cooperative bank, your card and daily banking services will remain free of charge until you turn 30.
How to apply for a student’s credit card
- Click ”Apply for an OP Classic card” and log into the op.fi service.
- Add “student” in the employment situation field and select your place of study. Fill in the rest of the application information.
- If you have a student’s K-Plussa card and want to add it to your OP Classic card, add your K-Plussa card information in the “Plussa feature” section.
- After approval of your application, the card will be delivered directly to your home or an OP branch office within 1–2 weeks, depending on the delivery method you selected.
The card is issued by OP Retail Customers plc.