OP-Visa for students
If you are a student at a higher education institution or university, you can get an OP-Visa Credit/Debit card with a EUR 2,000 credit limit without ECTS credit requirements.With a student’s credit card you can pay safely in any situation
The OP-Visa Credit/Debit perfectly fits the daily student life and potentially irregular income. The student’s credit card provides you with the flexibility of an average interest-free and free-of-cost payment period of 35 days.
Are you planning a student exchange or travel during your studies? Do you buy online? OP-Visa is an international credit card that works equally well at home, abroad and online.
When buying a flight with your card, your money’s safe if the airline goes bankrupt. Using a credit card for online purchases is also a good idea. That way, you’ll get your money back, for example, if you never receive the product.
You can apply for a students OP-Visa Credit/Debit if:
- you are at least 18 years old
- you use OP as your main bank
- you are a student at a higher education institution or university.
Applying for a student’s credit card
- Select ‘Apply for a card’ and log into OP eServices.
- Fill in the credit card application details. In ‘Employment situation’, enter “Student”.
- Once your application has been approved, you’ll get the card delivered directly to your home or office, depending on the delivery method you selected.
Add K-Plussa to your student credit card
Remember to add the Plussa feature to your card when applying for it! As a student’s Plussa benefit, you can get a 5% cashback for your food shopping if you spend at least EUR 75 per month.
Read more about the student’s K-Plussa benefit
One free card for under 26-year-olds
How do I close a card I don’t need?
- the card you want to close
- the last four digits of the card to be closed, and
- your affirmation that you will destroy the card yourself.
Download OP-mobile or Pivo
Download OP-mobile or Pivo from your application store. OP-mobile enables you to easily update your card details and monitor your transactions. Pivo student card gives you student discounts.
As an owner-customer you get additional benefits
Maximise the benefits of your credit card and become an OP cooperative bank’s owner-customer.
As an owner-customer, the products you buy are protected by Product Protection Insurance up to EUR 2,000 for 180 days, whether you use your card’s debit or credit function.
Read more about being an owner-customer
Read more about Product Protection Insurance
Also learn more about:
The card is granted by OP Retail Customers Plc.