Owner-customers’ insurance benefits
As our owner-customer, you automatically receive the following benefits:
- Your OP bonuses will be used to pay insurance premiums. As an owner-customer, you earn 30% more bonuses throughout 2023.
- A 250-euro deductible benefit on losses caused by fire, natural phenomena or crime, covered by Pohjola Home Insurance.
- Free 45% increase in the sum insured of your life insurance.
- Free Product Protection Insurance for purchases made using OP credit cards.
By also becoming a Pohjola Insurance prime customer, you get access to even more benefits
You can receive the following loyalty discounts on your insurance:
- As a prime customer, a 7% discount on almost all home and family policies. If you are between 18 and 27 years of age, a 21% discount on the above types of insurance.
- If you are both an OP cooperative bank owner-customer and a Pohjola prime customer, you get an additional 3% discount on insurance premiums. Depending on your age, your total discount on insurance for home and family can be 10% or up to 24%.
To become a Pohjola Insurance prime customer, you need to have insurance policies from three different categories. There are a total of five insurance categories, including home insurance, car insurance and continuous travel insurance.
- Learn more about prime customer benefits and loyalty discounts at Pohjola Insurance
- Check out home insurance policies
Regardless of your number of policies or type of customer relationship, you always get the following benefits.
- A 2.5% discount when paying your insurance bill in one instalment.
- Free NewLife insurance for parents of children under the age of 1.
- A permanent 5% discount on life insurance purchased online.
- Separately purchased continuous travel insurance valid until you reach the age of 100.