Owner-customers’ insurance benefits
As our owner-customer, you automatically receive the following benefits:
- Your OP bonuses will be used to pay insurance premiums. As an owner-customer, you earn 30% more bonuses throughout 2023.
- A 250-euro deductible benefit on losses caused by fire, natural phenomena or crime, covered by Pohjola Home Insurance.
- Free 45% increase in the sum insured of your life insurance.
- Free Product Protection Insurance for purchases made using OP credit cards.
By also becoming a Pohjola Insurance prime customer, you get access to even more benefits
You can receive the following loyalty discounts on your insurance:
- As a prime customer, a 7% discount on almost all home and family policies. If you are between 18 and 27 years of age, a 21% discount on the above types of insurance.
- If you are both an OP cooperative bank owner-customer and a Pohjola prime customer, you get an additional 3% discount on insurance premiums. Depending on your age, your total discount on insurance for home and family can be 10% or up to 24%.
To become a Pohjola Insurance prime customer, you need to have insurance policies from three different categories. There are a total of five insurance categories, including home insurance, car insurance and continuous travel insurance.
Regardless of your number of policies or type of customer relationship, you always get the following benefits.
- A 2.5% discount when paying your insurance bill in one instalment.
- Free NewLife insurance for parents of children under the age of 1.
- A permanent 5% discount on life insurance purchased online.
- Separately purchased continuous travel insurance valid until you reach the age of 100.