Structured investment products

Seek returns in varying market conditions, even in a falling market.
1

Spread your investments

You can diversify your investments smartly through solutions with different risk levels and target markets.

2

Benefit from varying market conditions

Our specialists and asset managers aim to respond to current market conditions and create added value and returns for investors.

3

A risk level suitable for you

Investment products provide a broad scale of opportunities for investors with moderate or high risk tolerance.

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With structured investment products you can seek returns in varying market conditions, also in a falling market. You can also diversify your investments smartly through solutions with different risk levels and target markets.

Structured investment products are based on a carefully selected theme, and they take account of current market conditions. Common underlying assets include shares, currencies and credit risks. Structured investment products have a specific subscription period and maturity date. The subscription period runs for one to two months.

What is return based on?

The return on structured investment products depends on two components: the fixed income component (a bond) and the return component (derivatives).

The fixed income component is a fixed income investment, or a bond, that will pay a set amount of interest (coupon) during the bond's term to maturity. This component guarantees that when the bond matures, the investor will get back at least a set amount of the capital invested.

The return component uses derivatives. Derivatives are financial instruments whose value depends on the underlying asset. In structured products, the underlying asset can be an index, a currency, shares or a credit risk.

 

Strukturoidut sijoitustuotteet

Private-asiakkaiden strukturoidut sijoitustuotteet

 

Learn more about product structures
 

Säästöobligaatio
a low-risk investment option to all savers and investors
Yrityskorko
Structured credit loan
Sijoitusobligaatio
Good yield potential with a limited risk.
SijoitusPlus
Good yield potential and partial capital guarantee

Structured investment products suit many investors

  • Portfolio managers aim to respond to current market conditions and create added value and returns for investors.
  • With structured products you can invest in markets that are accessible only to large institutional investors. 
  • Typical product families include credit-linked notes, Autocall products, capital-protected, partly guaranteed equity and currency structures or combinations of these. 

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Asset and wealth management services enable you to find peace of mind, ease and successful investments. OP Private and OP Asset Management provide personalised asset management services that take account of your situation and needs.