Apply for or order a new card

Apply for or order a new payment card or credit card. Include the K-Plussa feature on your card or change your card’s design.

 

Do you need a new credit card or payment card? Please choose the card that suits you best and fill in the application. You will receive a new card within 1 to 2 weeks of the date of the application.

Credit cards – flexibility and secure payment

OP-Visa is a reliable basic card. It enables you to make purchases in everyday life, while travelling, and online. Credit facility from 2,000 euros up to 20,000 euros. Credit facility according to your need and repayment capacity. Read more and apply

OP-Visa Gold is more than a credit card. It includes, for example, travel insurance and a concierge service. Credit facility from 2,000 euros up to 20,000 euros. Credit facility according to your need and repayment capacity.  Read more and apply

OP-Visa Platinum is the elite of cards. Its additional services give you comprehensive cover and save time. Credit facility from 2,000 euros up to 20,000 euros. Credit facility according to your need and repayment capacity. Read more and apply

OP-Mastercard is a smart backup card. It is an excellent card for everyday life and travel. Credit facility between 2,000 and 6,000 euros, according to your need and repayment capacity. Read more and apply

Payment cards without credit facility  

OP-Visa Debit is a debit card with which you can also pay abroad and online. Read more and apply

OP-Visa Electron is suits young people and for children over the age of 10 as a payment card. You can pay for your purchases in Finland, abroad and online. It is not possible to apply for the card online. Read more about applying for a card for the child 

Order a new card to replace your damaged one

If your credit card or payment card has been damaged, you can yourself order a new card. Log in and select Omat kortit (My cards).

At the same time, you can select whether you want the card to be delivered to your home or to a bank branch. 
 
When your card expires, you will receive a new one automatically

The expiry date is indicated on the front of your card below the card number, in the format mm/yy.

Your old card will be automatically replaced with a new one. You will not have to order a new card yourself.

If you want to select a new design for your new card, you can do that yourself. Log in and select Omat kortit (My cards).  Select the new design approximately three months before the card's expiry. 


 

You can change the design on your OP-Visa, OP-Visa Electron or OP-Visa Debit card whenever you want. If you want us to deliver a card with a new design right away, we will charge a fee based on our list of service charges and fees.

If you want the design to be changed when your card expires, the change is free of charge. You can find the last month and year of validity on the front of your card, in the format mm/yy. Changing the design is free of charge also when you include the K-Plussa feature on your card.

Remember to order the new design at least three months before your card's expiry.

You can order a new design for your card by logging into op.fi and going to Omat kortit (My cards).

 

Reduce the number of cards in your wallet by adding K-Group's Plussa feature on your card. With the K-Plussa feature linked to your card, you will ensure all the K-Plussa network benefits and accrue K-Plussa points in cash in your bank account, if you wish.

You can include the K-Plussa feature for free on OP-Visa, OP-Visa Electron and OP-Visa Debit.

You can also change the design on your card for free when you include the K-Plussa function on your card.

Include the K-Plussa feature on your card by logging in and selecting Omat kortit (My cards).

All our customers with an OP-Visa card with credit facility will receive a new card during 2019–2020. You will receive a new card even if your existing card has not passed its expiry date yet.

Read more about the changes and about the card renewal >