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Apply for or order a new card

Apply for or order a new payment or credit card. Add the K-Plussa feature to your card, change your card’s design or upgrade it to a more versatile card.

I want to order a new card – what should I do?

Do you need a new payment card or credit card? Select the card that suits you best and fill in the application. You will receive the new card within 1–2 weeks from the order date.

If you already have an OP payment card, you can easily upgrade it to a more versatile payment or credit card.

Compare card features and select the card that best suits your needs.

Credit cards – flexibility and secure payment

OP-Visa is a reliable basic card. You will pay with it for your purchases in daily life, abroad and online. Credit according to your need and repayment capacity, from 2,000 to up to 20,000 euros. Learn more and apply for OP-Visa

OP-Visa Gold is more than a credit card. It includes, among other things, concierge service. Credit according to your need and repayment capacity, from 2,000 to up to 20,000 euros. Learn more and apply for OP-Visa Gold

OP-Visa Platinum is the royalty of credit cards. Its additional services give you comprehensive cover and save time. Credit according to your need and repayment capacity, from 2,000 to up to 20,000 euros. Learn more and apply for OP-Visa Platinum

OP-Mastercard is a smart backup card. It is an excellent card for daily life and travel. Credit according to your need and repayment capacity, from 2,000 to 20,000 euros. Learn more and apply for OP-Mastercard

OP-Visa for students. If you are a student at higher education institution or university, you can get an OP-Visa Credit/Debit card with a credit limit of 2,000 euros without ECTS credit requirements. Learn more and apply for OP-Visa for students

Payment cards without credit facility

OP-Visa Debit is a debit card with which you can also pay abroad and online. Learn more and apply for OP-Visa Debit

OP-Visa Electron suits young people and children over the age of 10 as a payment card. You can pay for your purchases in Finland, abroad and online. It is not possible to apply for this card online. Learn more about applying for a card for your child

Order a new card to replace your old one – card renewal

Order a new card to replace a damaged card

You can order yourself a new card to replace a damaged payment or credit card by logging into the op.fi service.

How to order a new card:

  1. In the Omat kortit (My cards) view, select the card that was damaged.
  2. Select Tilaa uusi kortti (Order new card).
  3. Fill in the form.
  4. Completed! Your card will be delivered to your home or the branch of your choosing according to the delivery method you selected.

Your card’s PIN code will remain the same.

If your card does not have the K Plussa feature yet, add it when ordering the new card. This way, ordering a new card is free of charge. Otherwise, we will charge a fee based on our list of service charges and fees for renewing the card.

You can also renew your card by contacting our customer service by a message on OP’s service, chat or phone.

If your card looks undamaged but does not work, check the card’s spending/withdrawal limits and adjust them, if necessary.

Log into the op.fi service

When your card expires, you will automatically receive a new card

The expiry date is indicated on the front of your card below the card number, in the format mm/yy.

Your expiring card will be automatically replaced with a new card. You will not have to order the new card yourself.

Upgrade to a more versatile card

If you want, you can easily upgrade your current card to a more versatile payment or credit card. If your card has been damaged or is about to expire, it is an especially good time to consider upgrading it to a more versatile card.

You will find the payment or credit card that best meets your current needs by comparing the OP cards.

Compare cards and order a new card

When you receive your new card, remember to cancel and discard the old unnecessary card, so that you don’t needlessly pay for two cards.

Add the K-Plussa feature to your card free of charge

Reduce the number of cards in your wallet by adding the K-Plussa feature to your card. With the K-Plussa feature linked to your card, you will ensure benefiting from all the advantages of the K-Plussa network.

You can add the K-Plussa feature to all OP-Visa cards free of charge.

You can select a new colour for your card for free when adding the K-Plussa feature to your card.

Add the K-Plussa feature to your card by logging into the op.fi service:

  1. In the Omat kortit (My cards) view, select the card to which you want to add the feature.
  2. Next to K-Plussa, select Liitä (Link).
  3. Fill in the form.
  4. Completed! Your card will be delivered to your home or the branch of your choosing according to the delivery method you selected.

Log into the op.fi service

Change your card’s design

You can change the design of your OP-Visa, OP-Visa Electron or OP-Visa Debit card whenever you want. If you want us to deliver a card with a new design right away, we will charge a fee based on our list of service charges and fees.

If you want the design to be changed only when your card expires, the change is free of charge. You can find the last month and year of validity on the front of your card, in the format mm/yy.

Remember to order the new design at least three months before your card expires.

Changing the design is free of charge also when you add the K-Plussa feature to your card.

Order a card with a new design by logging into the op.fi service:

  1. In the Omat kortit (My cards) view, select the card whose design you want to change.
  2. Next to Kortin ulkoasu (Card’s design), select Tilaa uusi kortti (Order new card), OR
  3. If your card is not yet linked with the K-Plussa feature, add it to your card by selecting Liitä (Link) next to K-Plussa. After this, you can select a new design for your card for free.

Log into the op.fi service